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433 State Highway 26 E, Cochran, GA, 31014

3beds
2baths
1,536sqft
$189,000
$123price/sqft
$1,473/moest. monthly cost
$58,920/yrincome needed

About This Home

If you are searching for a home with character and a great location near schools and shopping, you need to check this one out. Three bedrooms and two baths with an in-ground pool plus storage are just a few of the features of this charming home.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

7/10
Bleckley Middle SchoolGrades 6-80.8 mi
8/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1976

Materials

  • Roof: Metal
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow/Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Oven/Range (Combo),Refrigerator,Washer
  • Laundry features: Other

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Dining Rm/Living Rm Combo

Features

  • Master On Main Level
  • Flooring: Carpet,Hardwood,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Other
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,536

Heating & Cooling

  • Heating features: Electric,Other
  • Cooling features: Ceiling Fan(s),Other,Window Unit(s)

Interior Area

  • Total structure area: 1,536
  • Total interior livable area: 1,536 sqft

Kitchen

  • Features: Pantry

Property

Details

  • Parcel number: B39 006
  • Special condition: As Is

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground
  • Fencing: Back Yard,Wood
  • Residential vegetation: Grassed,Partially Wooded

Lot

  • Lot size: 0.36 Acres
  • Features: Sloped

Parking

  • Total spaces: 2
  • Parking features: None,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveVery High
  • Drought
    DroughtRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Drought
Lightning
Strong Wind
Hail
Hurricane
Inland Flooding
Tornado
Wildfire

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $955$11,460
Home Insurance *$148$1,776
Property Taxes $151$1,812
Electricity $219$2,637
Total$1,473$17,676
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,502/yr
40% on housing$44,190/yr
45% on housing$39,280/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.2%
6.2%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -4.0%
-4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$123This listing

vs Other Active Listings

Avg $/sqft

ZIP 31014$94
Bleckley County$94

vs Homes Sold Last Month

Median $/sqft

ZIP 31014
Bleckley County$118

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-03Listed for sale$189,000
2022-06-02Listing removed--
2022-04-21Price change$169,000
2022-03-02Price change$189,900
2022-01-20Listed for sale$189,999
2021-11-25Listing removed--
2021-11-07Price change$179,999
2021-10-26Listed for sale$189,999
2021-09-22Listing removed--
2021-09-22Price change$190,999
2021-07-21Listed for sale$156,000
2021-02-13Listing removed--
2020-10-29Listing removed$141,999
2020-08-31Price change$141,999
2020-08-12Price change$146,999
2020-07-09Listed for sale$130,999
2015-01-08Sold$29,900
2014-12-30Pending sale$29,900
2014-11-11Price change$29,900
2014-10-15Price change$40,200
2014-09-20Price change$42,300
2014-07-31Listed for sale$46,800
2014-07-01Sold$56,849
2005-05-04Sold$96,500

For Sale by Agent

AgentShirley Thomas
BrokerageThomas Realty

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