See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

20 Cherokee Rd, Moultrie, GA, 31768

4beds
4baths
4,430sqft
$625,000
$141price/sqft
$4,512/moest. monthly cost
$180,480/yrincome needed

About This Home

Looking for light, bright one-level pool side living? This is it. Welcome to this beautifully updated home in the perfect location on Cherokee Road, just minutes from downtown Moultrie, PCOM South Georgia – Philadelphia College of Osteopathic Medicine, Colquitt Regional Medical Center, Sunset Country Club, and within walking distance to the Tom White Linear Park walking and bike trail. Enjoy the charm of Moultrie living, known for its historic downtown square, local dining, community events, and relaxed pace of life—all while having everyday conveniences close by. This 4-bedroom, 3.5-bath open plan features thoughtful updates throughout, including updated flooring, windows, doors, fencing, and neutral interior paint. From the moment you enter, you’ll notice custom details like shiplap walls and wainscoting– giving the home an elevated feel. The vaulted living room is spacious and filled with natural light, featuring a statement wood-burning fireplace with a built-in bar, and a wall of windows overlooking the pool. A home office or formal living room sits at the front of the home, while the dining room comfortably seats 12, perfect for entertaining. The kitchen is highly functional and stylish with rich terracotta tile flooring, an oversized island with a three-bowl sink, stainless steel appliances, double ovens, a separate electric cooktop, and a bright breakfast area. Just off the kitchen is a large den, ideal for a media room, playroom, or home gym, with double doors leading outside. The primary suite is a true retreat, featuring a large walk-in closet and a spa-like bathroom with a double vanity, deep soaking tub, oversized frameless glass shower, and beautiful finishes—all with views of the backyard and pool. There are also three additional bedrooms. Step outside through the glass doors to your private, fenced backyard, complete with a gunite rectangular pool and a stacked stone fire pit—perfect for relaxing or entertaining year-round. This home truly has it all—schedule your showing today!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

6/10
Wright Elementary SchoolGrades PK-50.7 mi
5/10
Colquitt County High SchoolGrades 10-124.5 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1974

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Double Oven,Electric Cooktop,Dishwasher,Range Hood
  • Laundry features: Laundry Room,In Hall

Basement

  • Basement: None

Bedroom

  • Features: Master on Main, Oversized Master

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 4

Dining Room

  • Features: Open Concept, Seats 12+

Features

  • Recessed Lighting,Wet Bar,Vaulted Ceiling(s),Walk-In Closet(s),Entrance Foyer
  • Window features: Wood Frames
  • Flooring: Tile,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 4,430
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,430
  • Total interior livable area: 4,430 sqft

Kitchen

  • Features: Eat-in Kitchen, Kitchen Island, Cabinets White

Master Bathroom

  • Features: Separate Tub/Shower, Double Vanity, Soaking Tub

Master Bedroom

  • Features: Master on Main, Oversized Master
  • Level: Master on Main, Oversized Master

Property

Accessibility

  • Accessibility features: Accessible Bedroom

Details

  • Parcel number: M029016
  • Other equipment: Satellite Dish
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground,Private,Gunite
  • Patio & porch: Patio,Front Porch
  • Exterior features: Private Yard
  • Spa features: None
  • Fencing: Fenced,Privacy,Back Yard
  • Has view: Yes
  • View description: Trees/Woods,Neighborhood
  • Waterfront features: None
  • Waterbody name: None

Lot

  • Lot size: 1.12 Acres
  • Features: Level,Landscaped,Back Yard
  • Lot size dimensions: 223x308x485x234

Parking

  • Total spaces: 4
  • Parking features: Driveway,Kitchen Level,Parking Pad
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Drought
Hurricane
Strong Wind

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,160$37,920
Home Insurance *$527$6,324
Property Taxes $395$4,740
Electricity $430$5,164
Total$4,512$54,144
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$154,697/yr
40% on housing$135,360/yr
45% on housing$120,320/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -6.4%
-6.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$141This listing

vs Other Active Listings

Avg $/sqft

ZIP 31768$133
Colquitt County$131

vs Homes Sold Last Month

Median $/sqft

ZIP 31768$126
Colquitt County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Listed for sale$699,000
2021-06-17Sold$499,000
2021-05-10Pending sale$499,000
2021-05-03Price change$499,000
2021-01-18Listed for sale$549,500
2021-01-03Listing removed--
2020-10-05Listed for sale$570,000
2015-08-10Sold$165,000
2015-07-25Pending sale$135,000
2015-07-15Listed for sale$135,000
2015-04-07Sold$171,000

For Sale by Agent

AgentSUSAN POWELL
BrokerageCompass

Similar Homes