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1643 Sumner Rd, Moultrie, GA, 31768

5beds
3baths
3,548sqft
$639,000
$180price/sqft
$5,264/moest. monthly cost
$210,560/yrincome needed

About This Home

Custom built home, 3548 SF Living Area situated on 8.68± Acres. Front & back porches, and 3 car garage with remote control doors for each bay. Gated property with 2 separate driveways, to house & to shop at side of property. A barn/workshop with its own a/c & water supply. Also a metal shop building with ample shelter space with sizing of 81' x 60' under roof / 30' x 44' enclosed. This home is located in a very nice area with a beautiful country setting not too far from town, about 4 miles from Veterans Pkwy. Asphalt paved & curved driveway leads entrance through remote controlled entry gates made with authentic horse shoes aligning the arched top and set in natural stone clad gate walls. The property has fenced pasture for livestock. New roof on the barn in 2021 and in 2016 a new roof of architectural asphalt shingles on the house. The interior of the home is laid out with the equivalent of 5 bedrooms, 3 downstairs and 2 upstairs. Currently one room upstairs is set up as an office. Plus there is the upstairs finished bonus room which is abundant in size. There are 3 full bathrooms, walk-in closets, and a laundry room with desk style counter tops. 9' ceiling on the main floor, bay windows in the dining room, custom wood trim work, gas log fireplace on one side of the living room and the gently curved stairs on the opposite side. Stairwell wall has a beautiful stained glass window with switch controlled back lighting. Also office cabinet doors and other windows hold beautiful stained glass. Master bedroom is on the main floor with plenty of room and a nice walk-in closet. Master bath has double sink vanity sectioned apart from the bathing room. This house was built with 2x6 exterior walls, sprayed foam insulation in the walls and attic. EMC utility bills yearly average $199.35/month (Feb 2025-Jan2026). The interior of the barn/work shop is divided into two rooms and includes a storage loft. The front room has water supply & heat/air conditioning unit. Square footage plus or minus as listed. The heirloom fireplace mantel is not included, and is to be replaced upon sale of the property. Owner holds the right to retain one single piece of the installed stain glass upon its replacement. SERIOUS INQUIRIES ONLY! To view this property be prepared to provide a bank letter of financial ability.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10
5/10
5/10
Colquitt County High SchoolGrades 10-123.8 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range / Oven,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Tile,Carpet,Hardwood,Laminate
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat pump
  • Cooling features: Central

Interior Area

  • Total interior livable area: 3,548 sqft

Property

Details

  • Parcel number: C035082

Features

  • Exterior features: Stone,Vinyl

Lot

  • Lot size: 8 Acres

Parking

  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Drought
Hail
Strong Wind

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,231$38,772
Home Insurance *$539$6,468
Property Taxes $1,150$13,800
Electricity $344$4,136
Total$5,264$63,168
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$180,480/yr
40% on housing$157,920/yr
45% on housing$140,373/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -6.4%
-6.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$180This listing

vs Other Active Listings

Avg $/sqft

ZIP 31768$133
Colquitt County$131

vs Homes Sold Last Month

Median $/sqft

ZIP 31768$126
Colquitt County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-30Listed for sale$639,000
2024-06-15Listing removed--
2023-12-15Listed for sale$889,000
2023-11-25Listing removed--
2023-08-03Listing removed$549,900
2023-05-31Listed for sale$575,000
2023-05-23Listing removed--
2023-05-09Listed for sale$539,000
2022-09-06Listing removed--
2022-05-14Listed for sale$569,000
2003-01-14Sold$26,800

For Sale by Owner

AgentProperty Owner

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