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2004 4th St SE, Moultrie, GA, 31768

2beds
1baths
960sqft
$149,000
$155price/sqft
$1,191/moest. monthly cost
$47,640/yrincome needed

About This Home

On almost a 1/2 acre lot, this 2 bedroom home in Colonial Heights neighborhood is ready for your refreshing touch! The convenient location offers easy access to Moultrie recreation, downtown amenities and the desirable RB Wright school district. Call today for an appointment to check it out!

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

6/10
Wright Elementary SchoolGrades PK-50.5 mi
5/10
Colquitt County High SchoolGrades 10-124.1 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Interior Area

  • Total structure area: 960
  • Total interior livable area: 960 sqft

Property

Details

  • Parcel number: M039062

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.48 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Hurricane
Strong Wind

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $753$9,036
Home Insurance *$125$1,500
Property Taxes $94$1,128
Electricity $219$2,637
Total$1,191$14,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,834/yr
40% on housing$35,730/yr
45% on housing$31,760/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -6.4%
-6.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$155This listing

vs Other Active Listings

Avg $/sqft

ZIP 31768$135
Colquitt County$133

vs Homes Sold Last Month

Median $/sqft

ZIP 31768$126
Colquitt County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-20Listed for sale$149,000
2024-10-07Sold$165,000
2010-05-06Sold$41,750

For Sale by Agent

AgentAmy Bloodworth
BrokerageLock & Key Realty

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