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362 Cherokee Dr, Moultrie, GA, 31768

6beds
4baths
2,706sqft
$380,000
$140price/sqft
$3,205/moest. monthly cost
$128,200/yrincome needed

About This Home

Rare Lake-View Gem with Designer Finishes on 1.25 Acres - This One Is Truly One of a Kind! Welcome to 362 Cherokee Drive, where thoughtful craftsmanship meets peaceful lakeside living in one of Moultrie's most coveted settings. This beautifully remodeled 5-bedroom, 2.5-bath home offers 2,950 square feet of light-filled living space on a sprawling 1.25-acre lot with stunning lake views and water privileges - a combination rarely found at this price point. Additional bedrooms could be made on third floor with the addition of a door. From the moment you step onto the charming rocking chair front porch, you'll notice the attention to detail that sets this home apart. Inside, ceilings with custom stained wood trim and accents create a warm, distinctive atmosphere, while a stylish built-in feature wall serves as the perfect focal point for the main living space. Rich, beautiful floors flow throughout the home, complemented by built-in bookcases and an abundance of natural light that makes every room feel warm and welcoming. The open-concept kitchen is a showstopper - anchored by a large center island, wrapped with generous cabinetry, and outfitted with all-new appliances, hard surface countertops, and uniquely stained barn doors that accent the wide, welcoming hallway and lead to a well-appointed dedicated laundry room. Retreat to the primary suite featuring a luxury shower and tub/shower combo, while three additional bedrooms offer flexibility for family, guests, or a home office. A true highlight of this property is the 672 sq. ft. bonus suite - a fully self-contained space with a living area, bedroom, and private bath, ideal as a private retreat, guest quarters, home office, or multi-generational living space. Step outside to a large open deck perfect for entertaining, grilling, or simply soaking in the scenic lake views. The new roof and gutter system provide peace of mind, while the 2-car attached garage and expansive lot offer practicality and space to grow. A garden area and outdoor fishing/water access complete this remarkable outdoor experience. Located in Colquitt County and served by the Okapilco school district, this property strikes the perfect balance of privacy and convenience - just minutes from shopping, dining, and medical facilities in Moultrie. Homes with this combination of size, setting, craftsmanship, and lakefront access do not come to market often. Schedule your private showing today before this rare opportunity is gone.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
5/10
5/10
Colquitt County High SchoolGrades 10-122.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2009

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Electric Water Heater,Microwave,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Mud Room

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Bookcases,Double Vanity,In-Law Floorplan,Master On Main Level
  • Flooring: Carpet,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 2,706

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,706
  • Total interior livable area: 2,706 sqft

Property

Details

  • Parcel number: C044B 051

Features

  • Levels: Three Or More
  • Stories: 3

Lot

  • Lot size: 1.25 Acres
  • Features: None

Parking

  • Parking features: Attached,Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Hurricane
Strong Wind

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,921$23,052
Home Insurance *$320$3,840
Property Taxes $702$8,424
Electricity $262$3,154
Total$3,205$38,460
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,885/yr
40% on housing$96,150/yr
45% on housing$85,466/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -6.4%
-6.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$140This listing

vs Other Active Listings

Avg $/sqft

ZIP 31768$133
Colquitt County$131

vs Homes Sold Last Month

Median $/sqft

ZIP 31768$126
Colquitt County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Price change$400,000
2026-04-22Price change$420,000
2026-03-25Listed for sale$425,000
2023-06-01Sold$365,000
2023-03-08Listed for sale$410,000
2022-03-21Sold$75,000

For Sale by Agent

AgentMary Straka
BrokerageSouthern Classic Realtors

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