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204 N Ash St, Springfield, GA, 31329

1beds
1baths
0sqft
$195,000
--price/sqft
$1,462/moest. monthly cost
$58,480/yrincome needed

About This Home

Charming and full of potential, this adorable 1-bedroom, 1-bath home is nestled on a spacious 0.42-acre lot in the heart of Springfield, GA. Whether youre searching for your first home, a cozy place to downsize, or a great investment opportunity, this property offers plenty of possibilities. Enjoy relaxing mornings and peaceful evenings on the large screened porch, the perfect spot to sip your coffee, unwind, or entertain guests while enjoying the outdoors. The generous lot provides ample space for gardening, pets, or future expansion. Conveniently located near local shopping, dining, and schools, this home combines small-town charm with everyday convenience. Dont miss your chance to own this affordable Springfield gem!

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

8/10
7/10
6/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1955

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow/Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Oven/Range (Combo),Refrigerator
  • Laundry features: In Kitchen

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Master On Main Level,Tile Bath
  • Flooring: Laminate
  • Finished area below ground: 0
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 0

Property

Accessibility

  • Accessibility features: Shower Access Wheelchair

Details

  • Parcel number: S106000000016A00

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.42 Acres
  • Features: City Lot

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hurricane
Heat Wave
Lightning

FEMA Declared Disasters Across Georgia Counties

Hurricane
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $986$11,832
Home Insurance *$113$1,356
Property Taxes $144$1,728
Electricity $219$2,637
Total$1,462$17,544
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,125/yr
40% on housing$43,860/yr
45% on housing$38,986/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 31329$139
Effingham County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 31329$167
Effingham County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$195,000
2022-11-16Sold$169,000
2022-11-15Pending sale$175,000
2022-10-14Contingent$175,000
2022-10-07Listed for sale$175,000
2022-09-14Listing removed--
2022-08-13Pending sale$139,000
2022-08-13Contingent$139,000
2022-08-12Listed for sale$139,000
2021-07-06Sold$215,000
2019-04-06Listing removed$1,350
2019-03-29Listed for rent$1,350
2012-03-07Listing removed$187,900
2012-03-06Listed for sale$187,900
2010-12-03Sold$183,000
2005-01-24Sold$153,000

For Sale by Agent

AgentMallorie Johnson
BrokerageNext Move Real Estate

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