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102 Saint Andrews Road, Rincon, GA, 31326

4beds
2baths
2,366sqft
$394,900
$167price/sqft
$2,751/moest. monthly cost
$110,040/yrincome needed

About This Home

Welcome home to this beautiful 4-bedroom, 2-bath residence nestled on nearly an acre in the highly sought-after Lost Plantation community! This spacious home offers an open-concept layout with a large kitchen overlooking the expansive living area, making it perfect for entertaining or spending time with family. The private primary suite is a true retreat, featuring a luxurious walk-in shower and generous space to unwind. Step outside to enjoy the oversized, fully fenced backyard with plenty of room for gardening or future outdoor living spaces. Lost Plantation offers an incredible lifestyle with outstanding amenities, including swimming pools, tennis courts, playgrounds, and a neighborhood restaurant. Hop on your golf cart and enjoy everything this vibrant community has to offer just minutes from your front door. If you're looking for space, comfort, and an amazing neighborhood, you won't want to miss this exceptional home!

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

7/10
Rincon Elementary SchoolGrades PK-51.1 mi
6/10
Ebenezer Middle SchoolGrades 6-84.3 mi
6/10

Construction

Condition

  • Year built: 1993

Materials

  • Foundation: Slab
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Disposal,Plumbed For Ice Maker,Range Hood
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Area,Double Vanity,Entrance Foyer,High Ceilings,Country Kitchen,Kitchen Island,Main Level Primary,Primary Suite,Pull Down Attic Stairs,Split Bedrooms,Fireplace
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas
  • Fireplace: Yes
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 2,366 sqft

Property

Details

  • Parcel number: R239000000193000
  • Zoning: R-4
  • Special condition: Standard

Features

  • Stories: 1
  • Fencing: Wood
  • Has view: Yes
  • View description: Panoramic

Lot

  • Lot size: 0.78 Acres
  • Features: Back Yard,Interior Lot,Level,Private

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener,Kitchen Level,Rear/Side/Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hurricane
Heat Wave
Lightning

FEMA Declared Disasters Across Georgia Counties

Hurricane
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,996$23,952
Home Insurance *$234$2,808
Property Taxes $292$3,504
Electricity $229$2,758
Total$2,751$33,012
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,320/yr
40% on housing$82,530/yr
45% on housing$73,360/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 31326$171
Effingham County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 31326$190
Effingham County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Price change$394,900
2025-02-03Price change$419,900
2025-01-17Price change$424,900
2025-01-09Listed for sale$439,900
2017-06-02Sold$238,900
2017-04-27Pending sale$249,900
2017-03-08Price change$249,900
2017-01-25Price change$254,900
2016-12-07Price change$257,900
2016-09-17Price change$260,000
2016-08-08Price change$267,400
2016-07-13Price change$269,900
2016-07-01Listed for sale$279,900
2007-05-31Sold$267,000

For Sale by Agent

AgentTrudi Dockstader
BrokerageLegacy Realty & Investment Man

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