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111 St Matthews Road, Guyton, GA, 31312

4beds
3baths
2,644sqft
$438,900
$166price/sqft
$3,561/moest. monthly cost
$142,440/yrincome needed

About This Home

SOUTH EFFINGHAM-HALF ACRE LOT!! Timeless, Traditional Brick Beauty Presents a Single Story Split Floor Plan-Boasting Many Elegant Design Elements..Formal Foyer Leads to Formal DR and Formal LR While Generous Great Room Showcases Fireplace with Stone Surround, Vaulted Ceiling and Direct Access to Outdoor Entertaining and Updated and Upgraded Kitchen which is Complete with Custom Cabinetry, Breakfast Bar, Quartz Counters, Specialty Sink and Adjoining Breakfast Area..Powder Room for Guests and Lovely Wood Flooring Complete the Living Space.. Expansive Master Bedroom is a True Retreat with Dedicated Sitting Area, Tray Ceiling, and Space for Large Scale Furnishings - Simplify Morning Routines as Master Bath Has 2 Separate Vanities, Large Shower, and Soaking Tub..3 Additional Bed Rooms are on Opposite Side of Home, are Spacious, and Share a Fully Equipped Bath. Outdoor Living Space Offers Patio, Fencing, and Lots of Greenspace to Meet Your Specific Needs.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

9/10
Marlow Elementary SchoolGrades PK-51.7 mi
8/10
7/10

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Electric Appliances,Dishwasher,Electric Water Heater,Microwave,Oven,Range
  • Laundry features: Washer Hookup,Dryer Hookup,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Breakfast Area,Double Vanity,Entrance Foyer,High Ceilings,Kitchen Island,Main Level Primary,Pantry,Pull Down Attic Stairs,Recessed Lighting,Sitting Area in Primary,Separate Shower,Vaulted Ceiling(s)
  • Window features: Double Pane Windows
  • Number of fireplaces: 1
  • Fireplace features: Great Room,Wood Burning Stove
  • Fireplace: Yes
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air,Electric,Heat Pump

Interior Area

  • Total interior livable area: 2,644 sqft

Property

Details

  • Parcel number: 0375D006
  • Special condition: Standard

Features

  • Stories: 1
  • Pool features: Community
  • Patio & porch: Patio
  • Fencing: Wood,Yard Fenced

Lot

  • Lot size: 0.50 Acres
  • Features: Interior Lot

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Rear/Side/Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Hurricane
Heat Wave

FEMA Declared Disasters Across Georgia Counties

Hurricane
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,219$26,628
Home Insurance *$209$2,508
Property Taxes $877$10,524
Electricity $256$3,082
Total$3,561$42,732
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,091/yr
40% on housing$106,830/yr
45% on housing$94,960/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$166This listing

vs Other Active Listings

Avg $/sqft

ZIP 31312$156
Effingham County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 31312$184
Effingham County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Price change$438,900
2025-10-11Price change$439,900
2025-07-31Listed for sale$449,900
2020-07-30Listing removed$284,000
2020-06-16Price change$284,000
2020-05-16Listed for sale$295,000
2017-07-10Sold$218,000
2017-06-02Pending sale$269,900
2017-05-20Listed for sale$269,900
2017-05-20Pending sale$269,900
2017-04-14Price change$269,900
2017-03-12Listed for sale$279,900
2016-09-06Sold$198,714
2016-04-28Price change$279,900
2016-01-26Listed for sale$257,000
2014-09-30Listing removed$279,000
2014-05-08Listed for sale$279,000
2005-11-22Sold$56,500

For Sale by Agent

AgentMolly Cohen
BrokerageColdwell Banker Access Realty

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