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143 Twin Oak Circle, Guyton, GA, 31312

3beds
2baths
1,593sqft
$475,000
$298price/sqft
$3,564/moest. monthly cost
$142,560/yrincome needed

About This Home

**South Effingham Home on 5.80 Acres – Private Land, Move-In Ready, Prime Location** Beautifully maintained home on 5.08 acres in the highly sought-after South Effingham area. This property offers the perfect blend of privacy, space, and convenience, ideal for buyers relocating to Effingham County or seeking peaceful country living near Savannah, Pooler, and Rincon. The split-bedroom floor plan features 3 bedrooms and 2 bathrooms, plus an open kitchen with solid surface countertops, pantry, breakfast bar, and abundant cabinetry flowing into the dining and family room. The spacious primary suite includes dual vanities and a separate shower. Enjoy outdoor living on the large rear deck overlooking a mix of cleared green space and wooded acreage. Additional features include laundry room, mud room, 2-car garage, 2-car carport, and storage outbuilding. Rare opportunity to own acreage in South Effingham with room to expand, garden, or simply enjoy the quiet lifestyle while remaining convenient to shopping, schools, and commuter routes.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

8/10
7/10

Construction

Condition

  • Year built: 1992

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Freezer,Oven,Plumbed For Ice Maker,Range,Range Hood,Self Cleaning Oven,Refrigerator
  • Laundry features: Laundry Room,Washer Hookup,Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Ceiling Fan(s),Double Vanity,Pantry,Split Bedrooms,Separate Shower,Fireplace
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning Stove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,593 sqft

Property

Details

  • Parcel number: 0398D008
  • Zoning: AR-1
  • Zoning description: Single Family
  • Special condition: Standard

Features

  • Stories: 1
  • Patio & porch: Deck,Front Porch
  • Exterior features: Deck
  • Has view: Yes
  • View description: Panoramic,Trees/Woods

Lot

  • Lot size: 5.80 Acres
  • Features: Back Yard,Greenbelt,Interior Lot,Level,Open Lot,Private,Wooded

Parking

  • Total spaces: 4
  • Parking features: Attached,Detached,Garage,Garage Door Opener,Rear/Side/Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hurricane
Heat Wave
Lightning

FEMA Declared Disasters Across Georgia Counties

Hurricane
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$227$2,724
Property Taxes $717$8,604
Electricity $219$2,637
Total$3,564$42,768
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,194/yr
40% on housing$106,920/yr
45% on housing$95,040/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$298This listing

vs Other Active Listings

Avg $/sqft

ZIP 31312$155
Effingham County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 31312$184
Effingham County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$475,000
2026-04-14Listed for sale$485,000
1996-04-03Sold$124,900

For Sale by Agent

AgentLyndsay D. Smith
BrokerageKeller Williams Coastal Area P

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