See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

406 Banberry Court, Guyton, GA, 31312

4beds
2baths
2,054sqft
$379,000
$185price/sqft
$2,597/moest. monthly cost
$103,880/yrincome needed

About This Home

$10,000 BUYER BONUS! Welcome home to your own private retreat in Effingham County! From the moment you step through the grand double-door entry, you’re greeted by a bright, open living space designed for both comfort and entertaining. The spacious living area features an electric fireplace, stylish accent details, and built-in surround sound wiring for the ultimate movie-night experience. The kitchen is a true centerpiece, offering granite countertops, ample cabinetry, a full pantry, and a cozy breakfast nook perfect for casual mornings. The generous primary suite provides a relaxing escape with a walk-in closet and private access to the screened-in patio. The en-suite bath includes a double vanity, garden tub, and separate shower for a spa-like feel. Step outside to enjoy the peaceful backyard. Ideal for gatherings, pets, or simply unwinding. Extra vehicles? The double gate and extended parking area make it easy. This home blends comfort, function, and outdoor living all in one beautiful package.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
7/10

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Concrete Perimeter,Slab
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Electric Appliances,Dishwasher,Electric Water Heater,Freezer,Ice Maker,Microwave,Oven,Range,Refrigerator
  • Laundry features: Laundry Room,Washer Hookup,Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Breakfast Bar,Breakfast Area,Tray Ceiling(s),Ceiling Fan(s),Double Vanity,Gourmet Kitchen,Garden Tub/Roman Tub,Main Level Primary,Primary Suite,Other,Pantry,Pull Down Attic Stairs,Separate Shower,Fireplace,Programmable Thermostat
  • Window features: Double Pane Windows
  • Number of fireplaces: 1
  • Fireplace features: Electric,Family Room
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 2,054 sqft

Property

Details

  • Parcel number: 0418F054
  • Zoning description: Single Family
  • Special condition: Standard

Features

  • Pool features: Community
  • Patio & porch: Covered,Patio,Front Porch
  • Fencing: Vinyl
  • Has view: Yes
  • View description: Pond
  • Has water view: Yes
  • Water view: Pond

Lot

  • Lot size: 0.27 Acres
  • Features: Back Yard,Level,Private

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener,Kitchen Level,Parking Available,Rear/Side/Off Street,Storage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hurricane
Heat Wave
Lightning

FEMA Declared Disasters Across Georgia Counties

Hurricane
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,916$22,992
Home Insurance *$181$2,172
Property Taxes $281$3,372
Electricity $219$2,637
Total$2,597$31,164
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,040/yr
40% on housing$77,910/yr
45% on housing$69,253/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 31312$156
Effingham County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 31312$184
Effingham County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-27Listed for sale$379,000
2024-01-26Sold$324,900
2024-01-04Pending sale$324,900
2023-12-08Listed for sale$324,900
2023-04-06Sold$335,000
2023-03-30Pending sale$324,900
2023-03-07Contingent$324,900
2023-03-03Listed for sale$324,900
2019-03-25Sold$214,900
2019-02-25Pending sale$214,900
2019-02-07Listed for sale$214,900
2018-11-10Listing removed$212,000
2018-10-29Listed for sale$212,000
2006-09-08Sold$199,897

For Sale by Agent

AgentDelores Y. Wilson
BrokerageRawls Realty

Similar Homes