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659 Blue Jay Road, Rincon, GA, 31326

3beds
2baths
1,887sqft
$750,000
$397price/sqft
$5,790/moest. monthly cost
$231,600/yrincome needed

About This Home

Welcome to peaceful country living with modern convenience! This beautifully maintained 3 bedroom, 2 bath home sits on 1.87 acres and offers the perfect blend of comfort, charm, and functionality. Step inside to find durable LVP flooring throughout and a stunning farmhouse-style kitchen complete with a spacious butler’s pantry perfect for entertaining and extra storage. Enjoy the privacy and outdoor space this property provides while still being conveniently located within walking distance to the new Creekside Elementary School and just minutes from the New Effingham Parkway for an easy commute. Outside, you’ll also find a large storage shed ideal for all your outdoor equipment, tools, and hobby needs. If you’ve been searching for a home with acreage, character, and a prime location, this one checks all the boxes!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

9/10
7/10
6/10

Construction

Condition

  • Year built: 1966

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Oven,Range,Refrigerator,Self Cleaning Oven
  • Laundry features: Other,Washer Hookup,Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Butler's Pantry,Pull Down Attic Stairs
  • Attic: Pull Down Stairs
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,887 sqft

Property

Details

  • Parcel number: 0432000000043000
  • Attached to another structure: Yes
  • Zoning: AR-2
  • Zoning description: Single Family
  • Special condition: Standard

Features

  • Has view: Yes
  • View description: Panoramic

Lot

  • Lot size: 1.87 Acres

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hurricane
Heat Wave
Inland Flooding
Lightning
Cold Wave
Strong Wind
Tornado
Wildfire
Winter Weather

FEMA Declared Disasters Across Georgia Counties

Hurricane
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,792$45,504
Home Insurance *$445$5,340
Property Taxes $1,334$16,008
Electricity $219$2,637
Total$5,790$69,480
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$198,514/yr
40% on housing$173,700/yr
45% on housing$154,400/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$397This listing

vs Other Active Listings

Avg $/sqft

ZIP 31326$167
Effingham County$170

vs Homes Sold Last Month

Median $/sqft

ZIP 31326$190
Effingham County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-26Listed for sale$750,000
2021-11-02Sold$299,000

For Sale by Agent

AgentShannon M. Patrick
BrokerageCoast & Country RE Experts

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