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129 Cambridge Dr, Rincon, GA, 31326

4beds
4baths
2,982sqft
$615,000
$206price/sqft
$4,219/moest. monthly cost
$168,760/yrincome needed

About This Home

Welcome to timeless Southern elegance in this stunning two-story, 2,982 square foot Low Country-inspired home, situated on a 0.83-acre corner lot along a quiet cul-de-sac in one of the area’s most desirable and family-friendly neighborhoods. From the moment you arrive, the gracious wrap-around porches set the tone for relaxed luxury, offering the perfect setting for morning coffee, evening sunsets, and true Southern hospitality. Inside, the Don Gardner-designed home features 4 beautifully appointed bedrooms and 3.5 bathrooms, thoughtfully arranged across two levels to provide comfort and privacy. The generous floorplan offers elegant living spaces filled with natural light and creates an inviting atmosphere ideal for both everyday living and entertaining. A spacious bonus room offers exceptional versatility—perfect for a media room, private office, playroom, or guest retreat. Step outside to your private backyard sanctuary, where a beautiful stone patio and custom fire pit create the ultimate setting illuminating a gathering with friends, hosting unforgettable evenings, or simply relaxing under the stars. Positioned on a rare, oversized lot, this property provides privacy and space while still being part of a vibrant community offering a neighborhood pool and access to highly regarded schools. Property Highlights: • 2,982 Sq Ft Two-Story Low Country Home • Perfect Blend of Privacy, Charm, and Community • 4 Bedrooms | 3.5 Bathrooms | Situated on Large .83-Acre Corner Lot • Charming Wrap-Around Porches for True Southern Living • Quiet Cul-de-Sac Street, Located in a Safe, Family-Friendly Neighborhood • Convenient (~3 miles) to the Heart of Rincon, GA • Spacious Bonus Room – Perfect for Media Room, Office, or Playroom • Beautiful Stone Patio with Built-In Fire Pit | Elegant Landscape Lighting • Expansive and Verdant Yard for Outdoor Southern Living & Entertaining • Access to Community Pool and Top-Rated Local Schools (Ebenezer district) • New roof (2024) | Updated irrigation system (2025) | New downstairs HVAC (2026)

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
6/10
Ebenezer Middle SchoolGrades 6-82.1 mi
6/10

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Piers
  • Roof: Asphalt
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Garbage disposal,Range / Oven,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Flooring: Tile,Carpet,Hardwood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air,Electric
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,982 sqft

Property

Details

  • Parcel number: 0447A009

Features

  • Exterior features: Other,Stucco,Cement / Concrete
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 0.83 Acres

Parking

  • Total spaces: 4
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Earthquake
Heat Wave
Lightning
Tornado
Wildfire

FEMA Declared Disasters Across Georgia Counties

Hurricane
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,109$37,308
Home Insurance *$365$4,380
Property Taxes $456$5,472
Electricity $289$3,476
Total$4,219$50,628
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$144,651/yr
40% on housing$126,570/yr
45% on housing$112,506/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$206This listing

vs Other Active Listings

Avg $/sqft

ZIP 31326$170
Effingham County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 31326$190
Effingham County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-12Listed for sale$615,000
2001-12-03Sold$237,500

For Sale by Owner

AgentProperty Owner

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