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2865 Rincon Stillwell Road, Rincon, GA, 31326

3beds
3baths
2,320sqft
$688,000
$297price/sqft
$4,621/moest. monthly cost
$184,840/yrincome needed

About This Home

If you’ve been craving space, privacy, and a place that actually feels like your own, 2865 Rincon Stillwell Rd delivers in a big way. Sitting on nearly 10 acres, this magnificent home gives you room to breathe, explore, and enjoy life at your own pace, with no HOA telling you what you can and can’t do. Inside, you’ll find warm wood floors, a cozy wood-burning fireplace, and more cabinetry than you’ll know what to do with. Every bedroom has its own ensuite, so everyone gets their own space and privacy, plus a bonus room that can flex to fit your lifestyle..office, playroom, gym, or guest space. Step outside and it only gets better. The screened-in concrete pool with a water feature is perfect for relaxing afternoons, while the private pond adds a whole new level of peace and enjoyment. Picture mornings with coffee by the water, evenings watching the sunset, and weekends spent out on the floating dock or lounging on the floating swim pad. The property naturally attracts wildlife, giving you that quiet, tucked-away feel while still being within reach of town. There’s also plenty of functionality here with dog pens, a shooting berm, a screened porch, shop, detached garage, and carport, whether you’ve got hobbies, equipment, or just need extra space, it’s all here. This is the kind of property that’s hard to find, private, versatile, and full of potential to make it exactly what you want. Some photos have been virtually staged to help you better visualize the space and possibilities.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
6/10
Ebenezer Middle SchoolGrades 6-82.2 mi
6/10

Construction

Condition

  • Year built: 1994

Materials

  • Foundation: Concrete Perimeter,Slab
  • Roof: Composition,Ridge Vents
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Electric Appliances,Dishwasher,Electric Water Heater,Disposal,Microwave,Plumbed For Ice Maker,Self Cleaning Oven,Dryer,Refrigerator,Washer
  • Laundry features: Washer Hookup,Dryer Hookup,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 3
  • Main level bedrooms: 3

Bonus Room

  • Features: Built-in Features
  • Level: Upper

Features

  • Attic,Ceiling Fan(s),Double Vanity,Kitchen Island,Main Level Primary,Pull Down Attic Stairs,Recessed Lighting,Split Bedrooms,Separate Shower,Programmable Thermostat
  • Window features: Double Pane Windows
  • Number of fireplaces: 1
  • Fireplace features: Great Room,Wood Burning Stove
  • Fireplace: Yes
  • Attic: Pull Down Stairs,Walk-In
  • Common walls with other units/homes: No One Above,No One Below,No Common Walls

Great Room

  • Features: Fireplace
  • Level: Main

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 2,320 sqft

Kitchen

  • Level: Main

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 04620037000
  • Zoning: AR1
  • Zoning description: Single Family
  • Special condition: Standard

Features

  • Pool features: In Ground,Screen Enclosure
  • Patio & porch: Covered,Patio,Porch,Screened
  • Has view: Yes
  • View description: Pond,Trees/Woods
  • Has water view: Yes
  • Water view: Pond
  • On waterfront: Yes
  • Waterfront features: Pond

Lot

  • Lot size: 9.62 Acres
  • Features: Back Yard,Private,Wooded
  • Lot size dimensions: 9.62

Parking

  • Total spaces: 3
  • Parking features: Detached,Garage,Kitchen Level,Rear/Side/Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 3
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hurricane
Heat Wave
Cold Wave
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,478$41,736
Home Insurance *$408$4,896
Property Taxes $510$6,120
Electricity $225$2,704
Total$4,621$55,452
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$158,434/yr
40% on housing$138,630/yr
45% on housing$123,226/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$297This listing

vs Other Active Listings

Avg $/sqft

ZIP 31326$168
Effingham County$170

vs Homes Sold Last Month

Median $/sqft

ZIP 31326$190
Effingham County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Listed for sale$695,000
2011-07-26Sold$350,000

For Sale by Agent

AgentRichard Eilerman
BrokerageCoast & Country RE Experts

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