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62 Oak Street, Elberton, GA, 30635

2beds
2baths
1,056sqft
$186,000
$176price/sqft
$1,552/moest. monthly cost
$62,080/yrincome needed

About This Home

Experience comfort and convenience in this charming all-brick 2-bedroom, 1.5-bath home located in the heart of downtown Elberton, GA. Inside, you'll find a spacious kitchen perfect for cooking, hosting, and everyday living, along with a spacious living room that offers plenty of room to relax and entertain. The bedrooms are well-sized, and the full bathroom provides added ease and privacy. Step outside to enjoy a generous deck overlooking a partially fenced backyard-ideal for gardening, or quiet evenings outdoors. Situated just steps from Elberton's favorite restaurants, shopping, and parks, this home offers classic appeal paired with unbeatable walkability. Perfect for anyone seeking comfortable, low-maintenance living in a prime location. Schedule your private tour today!

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

3/10
4/10
Elbert County High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1959

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Oven,Range,Refrigerator
  • Laundry features: In Bathroom

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Breakfast Area,Main Level Primary,Pantry
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Electric,Wall Furnace,Zoned
  • Cooling features: Electric,Wall Unit(s),Zoned

Interior Area

  • Total interior livable area: 1,056 sqft

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: E12 024
  • Special condition: Standard

Features

  • Patio & porch: Deck,Front Porch
  • Exterior features: Deck
  • Fencing: Wood,Privacy
  • Has view: Yes
  • View description: Panoramic
  • Topography of land: Sloping

Lot

  • Lot size: 0.33 Acres
  • Features: Sloped

Parking

  • Total spaces: 2
  • Parking features: Parking Available
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Ice Storm
Strong Wind
Earthquake
Hail
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $940$11,280
Home Insurance *$119$1,428
Property Taxes $274$3,288
Electricity $219$2,637
Total$1,552$18,624
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,211/yr
40% on housing$46,560/yr
45% on housing$41,386/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 11.8%
11.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$176This listing

vs Other Active Listings

Avg $/sqft

ZIP 30635$110
Elbert County$118

vs Homes Sold Last Month

Median $/sqft

ZIP 30635
Elbert County$133

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-25Price change$193,500
2025-11-18Price change$200,000
2025-03-30Listed for sale$225,000
2022-08-01Sold$100
2022-06-30Pending sale$118,000
2022-06-27Price change$118,000
2022-05-26Pending sale$124,900
2022-05-17Listed for sale$124,900
2010-04-05Sold$82,500
2007-08-10Sold$40,000

For Sale by Agent

AgentDakota Bradley
BrokerageKeller Williams Greater Athens

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