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105 S Thomas St, Elberton, GA, 30635

4beds
4baths
3,735sqft
$399,000
$107price/sqft
$3,370/moest. monthly cost
$134,800/yrincome needed

About This Home

Step into timeless elegance in this stately historic home, rich in the original character & and craftsmanship of the early twentieth century. Visitors are welcomed by the relaxing front porch and original double doors, accented with beautiful leaded glass. Once inside the foyer showcases exquisite pocket doors, vibrant stained glass and a grand staircase, the perfect backdrop for family photos. Throughout the home you will find soaring ceilings and rich heart pine floors, along with the original mantels & period-era details around every corner. Featuring 4 spacious bedrooms, with the primary suite on the main floor & 3.5 baths, this residence offers room to live and entertain in comfort. The kitchen is a chef's dream, with an abundance of cabinet space and thoughtful design throughout. There is even a convenient side porch off the kitchen which is ideal for enjoying morning coffee or evening cookouts. The spacious dining room easily accommodates seating for 12 or more. The large formal living room and separate den allow plenty of natural light, providing the perfect place to relax by the fireplace. Nestled in one of the city's most desirable neighborhoods, this home is situated on a corner lot and surrounded by beautifully landscaped yard-a rare blend of history, charm and modern livability. Come and see why 105 South Thomas is the home you have been dreaming of!

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

3/10
4/10
Elbert County High SchoolGrades 9-121.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1900

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Ice Maker,Oven/Range (Combo),Refrigerator
  • Laundry features: Common Area,Other

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Seats 12+

Features

  • Bookcases,High Ceilings,Master On Main Level,Walk-In Closet(s)
  • Flooring: Carpet,Wood,Tile
  • Number of fireplaces: 6
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 3,735

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 3,735
  • Total interior livable area: 3,735 sqft

Kitchen

  • Features: Breakfast Area,Pantry

Property

Details

  • Parcel number: E19 045
  • Special condition: Estate Owned

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch,Screened

Lot

  • Lot size: 0.42 Acres
  • Features: Corner Lot,Level

Parking

  • Parking features: Parking Shed

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Ice Storm
Strong Wind
Earthquake
Hail
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$255$3,060
Property Taxes $736$8,832
Electricity $362$4,354
Total$3,370$40,440
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,542/yr
40% on housing$101,100/yr
45% on housing$89,866/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 11.8%
11.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$107This listing

vs Other Active Listings

Avg $/sqft

ZIP 30635$109
Elbert County$117

vs Homes Sold Last Month

Median $/sqft

ZIP 30635
Elbert County$133

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Listed for sale$399,000
2026-04-19Listing removed$450,000
2025-10-24Listed for sale$450,000
2011-04-06Sold$150,000
2007-12-21Sold$200,000
2000-01-26Sold$123,000

For Sale by Agent

AgentMelissa F Caruso
BrokerageRE/MAX Complete

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