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221 Edwards St, Elberton, GA, 30635

3beds
2baths
1,264sqft
$160,000
$127price/sqft
$1,417/moest. monthly cost
$56,680/yrincome needed

About This Home

Charming bungalow just moments from downtown! This inviting 3-bedroom, 2-bath home blends timeless character with thoughtful, high-quality updates. Step inside to a light-filled living room featuring a cozy fireplace and an open, welcoming feel that's perfect for everyday living or entertaining. The updated kitchen offers ample cabinet space, stainless steel appliances, and a bright, functional layout that flows seamlessly into the dining area. Fresh paint, updated flooring, and neutral finishes throughout create a move-in-ready home you'll love from day one. In addition to its stylish interior, this home offers valuable behind-the-scenes improvements, including a fully upgraded electrical system with code-approved updates throughout, a foundation upgrade with professionally encapsulated crawl space, and a recent roof tune-up, providing added peace of mind for years to come. Outside, enjoy a spacious fenced backyard with plenty of room for pets, gardening, or weekend gatherings. Ideally located within walking distance of downtown shopping, dining, and local events, this home offers the perfect combination of comfort, convenience, and small-town charm.

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

4/10
4/10
Elbert County High SchoolGrades 9-121.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1930

Materials

  • Roof: Composition
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow/Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven/Range (Combo)
  • Laundry features: Mud Room

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Master On Main Level,Separate Shower,Split Bedroom Plan
  • Flooring: Hardwood,Other
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,264

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,264
  • Total interior livable area: 1,264 sqft

Property

Details

  • Parcel number: E19 063

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 3,920 sqft
  • Features: City Lot,Level

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Ice Storm
Strong Wind
Earthquake
Hail
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $809$9,708
Home Insurance *$102$1,224
Property Taxes $287$3,444
Electricity $219$2,637
Total$1,417$17,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,582/yr
40% on housing$42,510/yr
45% on housing$37,786/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 11.8%
11.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$127This listing

vs Other Active Listings

Avg $/sqft

ZIP 30635$110
Elbert County$119

vs Homes Sold Last Month

Median $/sqft

ZIP 30635
Elbert County$133

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Price change$160,000
2025-04-15Price change$146,900
2025-04-08Listing removed$1,500
2025-03-30Listed for rent$1,500
2025-03-29Listed for sale$154,900
2024-07-11Listing removed--
2024-06-19Price change$159,900
2024-06-02Listed for sale$169,900
2024-05-28Contingent$169,900
2024-05-14Listed for sale$169,900
2024-01-03Listing removed$157,500
2023-12-28Listed for sale$157,500
2023-04-27Sold$132,000
2023-04-13Pending sale$129,000
2023-04-10Price change$129,000
2023-01-02Listed for sale$139,000
2022-12-23Contingent$139,000
2022-12-23Listed for sale$139,000
2022-10-17Pending sale$139,000
2022-10-05Price change$139,000
2022-08-14Listed for sale$149,000
2016-11-01Sold$1,726

For Sale by Agent

AgentDakota Bradley
BrokerageKeller Williams Greater Athens

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