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139 Myrtle St, Elberton, GA, 30623

4beds
2baths
1,976sqft
$199,900
$101price/sqft
$1,718/moest. monthly cost
$68,720/yrincome needed

About This Home

PRICE REDUCTION...excellent price for a large 4 bedroom home. Motivated seller. Bright and welcoming 4 bedroom 2 bath home offering generous natural light and an easy, functional layout. Features include a partial unfinished basement with excellent storage potential, a detached garage with breezeway to the home and large fenced in yard. Convenience of in town living close to shops, dining, and parks. A comfortable and versatile home with space to grow. The covered front porch and outdoor seating is a great way to take in the day. This house has the perfect blend of charm, function, and location.

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

4/10
4/10
Elbert County High SchoolGrades 9-121.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1929

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Oven/Range (Combo),Refrigerator,Washer
  • Laundry features: Mud Room

Basement

  • Has basement: Yes
  • Basement: Concrete,Daylight,Exterior Entry,Interior Entry,Partial

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Features

  • Other
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,976

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,976
  • Total interior livable area: 1,976 sqft

Property

Details

  • Parcel number: E19 068

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.40 Acres
  • Features: City Lot,Level,Private

Parking

  • Parking features: RV/Boat Parking,Side/Rear Entrance,Storage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Ice Storm
Strong Wind
Earthquake
Hail
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$127$1,524
Property Taxes $362$4,344
Electricity $219$2,637
Total$1,718$20,616
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,902/yr
40% on housing$51,540/yr
45% on housing$45,813/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 11.8%
11.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$101This listing

vs Other Active Listings

Avg $/sqft

ZIP 30623
Elbert County$118

vs Homes Sold Last Month

Median $/sqft

ZIP 30623
Elbert County$133

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Price change$199,900
2026-04-04Price change$225,000
2026-03-12Price change$250,000
2026-03-05Price change$275,000
2026-01-27Listed for sale$289,900
2016-10-28Sold$129,000
2016-09-15Listed for sale$124,900
2016-08-27Pending sale$124,900
2016-06-01Listed for sale$124,900
2012-08-14Sold$112,000
2008-05-30Sold$106,000

For Sale by Agent

AgentTanya L Terry
BrokerageRE/MAX Complete

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