646 N Main St, Swainsboro, GA, 30401
About This Home
2 Bed 1 Bath home located in the city limits of Swainsboro. Wheelchair ramp in backyard. Dinning room, Laundry room, Central heating and air - the heat portion runs off of natural gas. City Water and City Sewer. Nice property, has brand new roof, wood flooring.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1953
Materials
- Foundation: Block
- Roof: Composition
- Construction materials: Aluminum Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Electric Water Heater,Oven/Range (Combo),Refrigerator
- Laundry features: Mud Room,Laundry Closet
Basement
- Has basement: Yes
- Basement: Bath Finished,Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Dining Room
- Features: Separate Room
Features
- Master On Main Level,Walk-In Closet(s)
- Window features: Double Pane Windows,Window Treatments
- Flooring: Hardwood,Laminate
- Finished area below ground: 0
- Finished area above ground: 974
- Common walls with other units/homes: No Common Walls,No One Above,No One Below
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 974
- Total interior livable area: 974 sqft
Property
Accessibility
- Accessibility features: Accessible Approach with Ramp,Accessible Entrance,Accessible Hallway(s)
Details
- Parcel number: S13 024
- Special condition: As Is,Rental
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck,Patio
- Fencing: Back Yard,Chain Link,Fenced,Front Yard,Wood
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Pond,Private
- Residential vegetation: Grassed,Partially Wooded,Wooded
Lot
- Lot size: 10,018 sqft
- Features: City Lot,Level,Private
Parking
- Total spaces: 5
- Parking features: Guest,Off Street,RV/Boat Parking
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Lightning
- Tornado
- Drought
- Hail
- Hurricane
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $530 | $6,360 |
| Home Insurance * | $110 | $1,320 |
| Property Taxes | $68 | $816 |
| Electricity | $219 | $2,637 |
| Total | $927 | $11,124 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-14 | Price change | $90,000 |
| 2026-08-07 | Price change | $95,000 |
| 2026-08-04 | Price change | $100,000 |
| 2026-07-29 | Price change | $105,000 |
| 2026-07-21 | Price change | $110,000 |
| 2026-07-16 | Price change | $115,000 |
| 2026-07-10 | Price change | $120,000 |
| 2026-07-01 | Listed for sale | $125,000 |
| 2026-03-24 | Listing removed | $190,000 |
| 2026-03-23 | Price change | $190,000 |
| 2026-03-20 | Price change | $160,000 |
| 2026-01-30 | Price change | $140,000 |
| 2025-09-02 | Price change | $145,000 |
| 2025-05-06 | Price change | $150,000 |
| 2025-04-23 | Price change | $155,000 |
| 2025-04-14 | Price change | $160,000 |
| 2025-03-24 | Listed for sale | $170,000 |
| 2023-09-01 | Sold | $86,900 |
| 2008-03-13 | Sold | $27,869 |
| 2005-08-04 | Sold | $27,000 |
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