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843 Prosperity Dr, Swainsboro, GA, 30401

3beds
2baths
1,423sqft
$189,000
$133price/sqft
$1,495/moest. monthly cost
$59,800/yrincome needed

About This Home

Water views at this price point are hard to find-and thats exactly what makes 843 Prosperity Drive so special. This 3-bedroom, 2-bath home offers 1,423 square feet of comfortable living space on a 0.34-acre lot, all overlooking a beautiful lake that creates a peaceful backdrop for everyday life. Whether youre enjoying your morning coffee, unwinding after work, or hosting family and friends, the view is one youll appreciate year-round. Inside, the home features a functional layout with spacious living areas, comfortable bedrooms, and plenty of natural light. Its the kind of home that feels welcoming from the moment you walk through the door. Outside is where this property truly shines. The backyard opens to gorgeous water views, giving you the feeling of a private retreat while still being conveniently located in Swainsboro. Finding a home with this kind of setting at an affordable price is becoming increasingly rare. Offered at just $189,000, this home presents an incredible opportunity for first-time buyers, downsizers, investors, or anyone looking to enjoy waterfront scenery without the waterfront price tag. Homes with lake views dont come along every day-especially at this price. Schedule your private showing today and experience the view for yourself. ???? 843 Prosperity Drive Swainsboro, GA 3 Bedrooms 2 Bathrooms 1,423 Sq. Ft. 0.34 Acres Offered at $189,000

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

3/10
5/10
Swainsboro Middle SchoolGrades 6-82.0 mi
3/10
Swainsboro High SchoolGrades 9-122.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1957

Materials

  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Brick 4 Side,Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Other

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Other
  • Flooring: Other
  • Finished area below ground: 0
  • Finished area above ground: 1,423
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,423
  • Total interior livable area: 1,423 sqft

Property

Details

  • Parcel number: S02 018

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.34 Acres
  • Features: Other

Parking

  • Total spaces: 1
  • Parking features: Attached,Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Earthquake
Hail
Heat Wave
Strong Wind

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $955$11,460
Home Insurance *$199$2,388
Property Taxes $122$1,464
Electricity $219$2,637
Total$1,495$17,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,257/yr
40% on housing$44,850/yr
45% on housing$39,866/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$133This listing

vs Other Active Listings

Avg $/sqft

ZIP 30401$112
Emanuel County$111

vs Homes Sold Last Month

Median $/sqft

ZIP 30401
Emanuel County$117

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-10Listed for sale$189,000
2026-02-01Listing removed$165,000
2025-08-19Price change$165,000
2025-01-28Listed for sale$175,000
2012-03-27Sold$40,000

For Sale by Agent

AgentRegan M Slater
BrokerageNext Move Real Estate

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