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1370 Ball Creek Rd N, Talking Rock, GA, 30175

1beds
1baths
0sqft
$109,000
--price/sqft
$907/moest. monthly cost
$36,280/yrincome needed

About This Home

Investor Special - Fixer-Upper Opportunity! Exceptional value-add opportunity in the North Georgia mountains. This property features a primary residence along with an additional cabin, offering tremendous potential for renovation, income production, or a future family retreat. Property is being sold strictly AS-IS, WHERE-IS. The property is currently occupied by unauthorized occupants, and the buyer will assume responsibility for any and all matters related to possession after closing. Seller will not remove occupants prior to closing. Highlights: Main home plus additional cabin on the property Significant fixer-upper and renovation opportunity Ideal for investors, builders, or cash buyers Private setting with mountain views and mature trees Convenient access to Jasper, Ellijay, and North Georgia attractions No seller disclosures will be provided. Buyer is responsible for verifying all information, including acreage, square footage, zoning, condition, and intended use. Showings are by appointment only and may be limited due to occupancy conditions. Call listing agent for details.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

8/10
3/10
7/10
Pickens County High SchoolGrades 9-1212.4 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1926

Materials

  • Roof: Other
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Conversion,Cabin

Interior

Appliances

  • Appliances included: None
  • Laundry features: Other

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Other
  • Flooring: Other
  • Finished area below ground: 0
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 0

Property

Details

  • Parcel number: 3042 036

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 7.60 Acres
  • Features: Sloped

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Hail
Inland Flooding

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $551$6,612
Home Insurance *$53$636
Property Taxes $84$1,008
Electricity $219$2,637
Total$907$10,884
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,097/yr
40% on housing$27,210/yr
45% on housing$24,186/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 30175$226
Gilmer County$210

vs Homes Sold Last Month

Median $/sqft

ZIP 30175$191
Gilmer County$279

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$109,000
2026-08-07Listed for sale$109,000
2026-08-05Pending sale$109,000
2026-07-02Listed for sale$109,000

For Sale by Agent

AgentAustin Samuel
BrokerageAtlanta Homes & Design Co

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