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82 Poinsettia Pl S, Sparta, GA, 31087

2beds
2baths
1,588sqft
$152,000
$96price/sqft
$1,215/moest. monthly cost
$48,600/yrincome needed

About This Home

Tucked away on a private wooded setting just minutes from Lake Sinclair, this one-of-a-kind rustic contemporary log home offers the perfect blend of privacy, character, and modern comfort. The dramatic great room features soaring ceilings, exposed beams, and a stunning wall of windows that brings the outdoors in. The spacious kitchen offers custom cabinetry, stainless steel appliances, tiled countertops, and an oversized island ideal for entertaining. The primary suite includes a spa-like bath with soaking tub and separate shower. Multiple decks and porches provide peaceful spaces to relax and enjoy the natural surroundings. Rich wood finishes, vaulted ceilings, and unique architectural details create a true mountain-lodge feel. A detached storage building and generous outdoor space add to the appeal. Conveniently located near boating, fishing, and recreation on Lake Sinclair while offering exceptional privacy and seclusion. A rare opportunity to own a distinctive retreat in the Sparta area.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

2/10
Lewis Elementary SchoolGrades PK-515.6 mi
4/10
3/10
Hancock Central High SchoolGrades 9-1215.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1998

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Log

Type & Style

  • Home type: SingleFamily
  • Architectural style: Country/Rustic
  • Property subType: Single Family Residence,Cabin

Interior

Appliances

  • Appliances included: Convection Oven,Cooktop,Dishwasher,Tankless Water Heater
  • Laundry features: Mud Room

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Beamed Ceilings,High Ceilings,Soaking Tub,Vaulted Ceiling(s)
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,588

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Ceiling Fan(s),Central Air,Electric,Heat Pump

Interior Area

  • Total structure area: 1,588
  • Total interior livable area: 1,588 sqft

Property

Details

  • Parcel number: 013D 003

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Porch

Lot

  • Lot size: 0.79 Acres
  • Features: Private

Parking

  • Parking features: Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Drought
Hail
Heat Wave
Ice Storm
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $768$9,216
Home Insurance *$109$1,308
Property Taxes $119$1,428
Electricity $219$2,637
Total$1,215$14,580
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,657/yr
40% on housing$36,450/yr
45% on housing$32,400/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 7.9%
7.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$96This listing

vs Other Active Listings

Avg $/sqft

ZIP 31087$151
Hancock County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 31087$143
Hancock County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Pending sale$152,000
2026-07-28Price change$152,000
2026-06-17Price change$171,000
2026-05-20Listed for sale$190,000
2026-03-25Sold$321,936

For Sale by Agent

AgentDan Howard
BrokerageDan Howard Real Estate

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