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133 Hall Dr, Hamilton, GA, 31811

4beds
5baths
4,157sqft
$845,000
$203price/sqft
$5,463/moest. monthly cost
$218,520/yrincome needed

About This Home

**PRICED TO SELL AT JUST $192.42/SQ FT!** An incredible opportunity to own a spacious Lake Harding waterfront home and remodel it to your personal style. Be sure to view the **"POTENTIAL AFTER" photos** showcasing what this home could look like with updates! Situated on a beautiful, level 1.6-acre waterfront lot, this approximately 4,150 sq ft home offers 4 bedrooms, 4.5 baths, multiple living areas with beamed ceilings, and two fireplaces. The seller is offering a **MODERNIZATION CONTRIBUTION**, giving the new owner an excellent opportunity to make updates while adding value. The spacious kitchen features a large center island, double ovens, and custom copper vent hood. The walk-out lower level offers an additional living area with wet bar, perfect for entertaining family and friends. The primary suite features double vanities, cedar walk-in closet, soaking tub, and separate shower. Additional features include a utility/storage room and two detached storage buildings with plenty of room for lake toys and equipment. Enjoy exceptional outdoor living with a sunroom, covered patio, expansive lakeside deck, double boathouse, stationary dock, and seawall. With generous living space, a level waterfront lot, outstanding lake amenities, and tremendous potential, this property offers an excellent opportunity to create your own Lake Harding retreat. **MOTIVATED SELLER—schedule your showing today!**

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
Harris County High SchoolGrades 9-1212.4 mi

Construction

Condition

  • Year built: 1980

Materials

  • Construction materials: Frame,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Waterfront

Interior

Appliances

  • Appliances included: Dishwasher,Double Oven,Electric Range,Self Cleaning Oven
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Features: Dining/Living

Features

  • Walk-In Closet(s),Double Vanity,Tray Ceiling(s),Wet Bar
  • Number of fireplaces: 2
  • Fireplace features: Basement,Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Electric

Interior Area

  • Total structure area: 4,157
  • Total interior livable area: 4,157 sqft

Kitchen

  • Features: Breakfast Area,Kitchen Island,Pantry,View Family Room

Master Bathroom

  • Features: Double Vanity

Property

Details

  • Parcel number: 017A028 L047
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Deck,Patio
  • Exterior features: Landscaping
  • On waterfront: Yes
  • Waterfront features: Waterfront,Lake
  • Waterbody name: Lake Harding
  • Frontage length: Waterfront: 517
  • Living area range: 4K+

Lot

  • Lot size: 1.60 Acres

Parking

  • Parking features: Boat
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Inland Flooding
Hail
Heat Wave
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,272$51,264
Home Insurance *$225$2,700
Property Taxes $563$6,756
Electricity $403$4,846
Total$5,463$65,556
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$187,302/yr
40% on housing$163,890/yr
45% on housing$145,680/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.1%
6.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 31811$364
Harris County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 31811
Harris County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$799,900
2026-07-22Price change$845,000
2026-07-10Listed for sale$895,000

For Sale by Agent

AgentK. Williams & M. Williams
BrokerageKeith Williams Realty & Associates

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