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366 E Pine Lake Dr, West Point, GA, 31833

1beds
2baths
1,586sqft
$195,000
$123price/sqft
$1,460/moest. monthly cost
$58,400/yrincome needed

About This Home

Welcome to your cozy cottage on Pine Lake. Covered back deck with a nice view of Pine Lake right in your own fenced yard. New dock. Large triple lot. This would be a great second weekend home or rental. Master on main and the loft is set up as another bedroom. 2 car carport. Nicely landscaped. The Community fees to join Pine Lake will be posted upon listing.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

7/10
Harris County High SchoolGrades 9-1210.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1965

Materials

  • Roof: Composition
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow/Cottage,Country/Rustic
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven/Range (Combo),Refrigerator
  • Laundry features: Other

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Dining Room

  • Features: Separate Room

Features

  • Master On Main Level
  • Flooring: Carpet
  • Finished area below ground: 0
  • Finished area above ground: 1,586

Heating & Cooling

  • Heating features: Other
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,586
  • Total interior livable area: 1,586 sqft

Property

Details

  • Parcel number: 021A116
  • Special condition: As Is

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Porch
  • Exterior features: Dock
  • Fencing: Chain Link
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterbody name: Pine Lake
  • Frontage type: Lakefront
  • Residential vegetation: Cleared,Grassed

Lot

  • Lot size: 0.90 Acres
  • Features: Open Lot

Parking

  • Parking features: Carport,Detached,Off Street,Parking Pad
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Inland Flooding
Tornado
Drought
Hail
Hurricane
Heat Wave
Strong Wind

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $986$11,832
Home Insurance *$197$2,364
Property Taxes $58$696
Electricity $219$2,637
Total$1,460$17,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,057/yr
40% on housing$43,800/yr
45% on housing$38,933/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.1%
6.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$123This listing

vs Other Active Listings

Avg $/sqft

ZIP 31833$119
Harris County$209

vs Homes Sold Last Month

Median $/sqft

ZIP 31833
Harris County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-26Price change$195,000
2026-05-27Listed for sale$220,000

For Sale by Agent

AgentSuzanne E Ormsby
BrokerageDaniel Realty & Insurance Agency

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