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1172 Pawnee Drive, Lincolnton, GA, 30817

2beds
2baths
1,500sqft
$685,000
$457price/sqft
$5,296/moest. monthly cost
$211,840/yrincome needed

About This Home

One-of-a-kind Clarks Hill Lake property offering the perfect blend of lifestyle, flexibility, and income potential. Whether you're looking for a full-time residence, private getaway, or proven short-term rental, this property checks every box. Situated on a full acre with deep water access, this updated, fully furnished home is truly turnkey and ready to enjoy from day one. Inside, you'll find an inviting open-concept layout designed for effortless entertaining and comfortable everyday living. Head outside and experience what lake life is all about with a double-decker dock and boat lift, making it easy to be on the water year-round. Recent upgrades include a newer metal roof, updated flooring, fresh interior paint, modern appliances, and an expanded deck perfect for taking in the views. A standout feature is the spacious three-bay shop with RV hookup, offering endless storage for boats, vehicles, and all your lake toys plus ample additional parking for guests. Whether you're hosting weekends on the water or maximizing its potential as an income-producing property, this home delivers the ultimate Clarks Hill Lake lifestyle with space, convenience, and strong investment appeal.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

9/10
5/10

Construction

Condition

  • Year built: 1974

Materials

  • Foundation: Crawl Space
  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Electric Oven,Refrigerator,Range

Basement

  • Basement: None

Bathroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Blinds/Shades,Eat-in Kitchen
  • Door features: Storm Door(s)
  • Flooring: LVT/LVP,Ceramic Tile

Heating & Cooling

  • Heating features: Fireplace(s),Heat Pump,Wood Stove
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,500
  • Total interior livable area: 1,500 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Sunroom

  • Level: Main

Property

Details

  • Parcel number: 52A044
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Covered,Deck,Porch,Side Porch
  • Exterior features: Storm Doors
  • Fencing: Fenced
  • On waterfront: Yes
  • Waterfront features: Boat Ramp,Cove,Lake Front
  • Frontage type: Lakefront

Lot

  • Lot size: 1 Acres
  • Features: Boat Ramp,Cove
  • Lot size dimensions: 250 x 200

Parking

  • Parking features: Workshop in Garage,Circular Driveway,Carport,Detached,Concrete
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Tornado
Cold Wave
Earthquake
Hail
Inland Flooding
Lightning

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,463$41,556
Home Insurance *$218$2,616
Property Taxes $1,396$16,752
Electricity $219$2,637
Total$5,296$63,552
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$181,577/yr
40% on housing$158,880/yr
45% on housing$141,226/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 10.3%
10.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$457This listing

vs Other Active Listings

Avg $/sqft

ZIP 30817$200
Lincoln County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 30817$221
Lincoln County$309

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-11Listed for sale$685,000
2026-05-11Listing removed$685,000
2026-04-02Price change$685,000
2026-03-24Price change$725,000
2026-03-03Price change$750,000
2026-02-09Listed for sale$785,000
2025-05-20Sold$600,000
2016-07-28Sold$150,000

For Sale by Agent

AgentCarlee Milburn, EXP Realty, LLC
BrokerageEXP Realty, LLC

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