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213 Lumber Street, Lincolnton, GA, 30817

2beds
1baths
1,352sqft
$165,000
$122price/sqft
$1,361/moest. monthly cost
$54,440/yrincome needed

About This Home

This charming 2 bedroom, 2 bath home is in a great location in town. Just minutes from schools and shopping. This home has been nicely remodeled with vaulted ceilings, granite counter tops, walk in shower, Jacuzzi tub. Home has large enclosed porch area that could be turned into another bedroom, family room or mancave. Fenced yards with large carport and workshop. Nice rear deck for grilling.

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

9/10
5/10

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Washer,Refrigerator,Range,Dryer,Dishwasher

Basement

  • Basement: None

Bathroom1

  • Level: Main

Bathroom2

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Kitchen Island
  • Flooring: Laminate,Ceramic Tile

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,352
  • Total interior livable area: 1,352 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: L08025

Features

  • Patio & porch: Covered,Deck,Front Porch
  • Fencing: Fenced

Lot

  • Lot size: 0.42 Acres
  • Lot size dimensions: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Tornado
Cold Wave
Earthquake
Hail
Inland Flooding
Lightning

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $834$10,008
Home Insurance *$52$624
Property Taxes $256$3,072
Electricity $219$2,637
Total$1,361$16,332
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,662/yr
40% on housing$40,830/yr
45% on housing$36,293/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 10.3%
10.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$122This listing

vs Other Active Listings

Avg $/sqft

ZIP 30817$221
Lincoln County$212

vs Homes Sold Last Month

Median $/sqft

ZIP 30817$221
Lincoln County$309

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Listed for sale$165,000
2026-05-11Listing removed$165,000
2026-02-13Listed for sale$165,000
2025-10-09Listing removed$169,000
2025-08-11Price change$169,000
2025-04-22Price change$179,000
2025-03-20Price change$185,000
2025-02-18Price change$189,000
2025-02-05Price change$199,000
2025-01-16Listed for sale$210,000
2021-03-24Listing removed--
2018-03-30Sold$92,800
2017-05-24Listing removed$86,990
2017-02-07Listed for sale$86,990
2014-01-22Sold$85,000

For Sale by Agent

AgentSharon G Bryan
BrokerageSouthern Classic Realty

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