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97 Cherokee Trace Way, Dawsonville, GA, 30534

5beds
4baths
4,519sqft
$824,000
$182price/sqft
$5,743/moest. monthly cost
$229,720/yrincome needed

About This Home

THIS HOME(with NO HOA) is A Multi-Dimensional MASTERPIECE OF FINE ART...A TRUE TREASURE TROVE!(Trove=collection of remarkable discoveries)...AS YOU JOURNEY through the METICULOUSLY HANDCRAFTED(Leaded Stained Glass) Front Doorway into the TOWERING FOYER of this CUSTOM BUILT CASTLE, You will first notice the TRUE HARDWOOD FLOORING THROUGHOUT the home....To the left are the GRAND ARCHED OPENINGS into the DINING ROOM...these also open up into the LIVING ROOM with SOARING 2-STORY CATHEDRAL CEILINGS! The Living Room has a Fireplace and plenty of open space that flows right into the ELEGANTLY DESIGNED KITCHEN with COFFERED TRAY CEILINGS and CUSTOM CABINETS and the PERFECT BREAKFAST NOOK overlooking the HUGE back deck and well Manicured Back-Yard! UPSTAIRS is the PRIMARY SUITE with Triple-Tray Ceilings and it's own SITTING ROOM, GORGEOUS BATHROOM and a THREE-ROOM PRIMARY CLOSET! An OVER-SIZED Laundry Room(w/utility sink!) and 2 more OVER-SIZED Bedrooms and another FULL BATHROOM finish up the 2nd floor! The Terrace Level is a FULLY FUNCTIONAL SEPARATE APARTMENT(Mother-in-law Suite) with Porcelain Tile floor-work throughout and too many features to mention! There is an Attached Double Garage AND a Detached single Garage(currently used for woodworking) AND a storage building as well! A year-round flowing creek runs through the wooded area of the property so there's plenty to explore outdoors as well! COME SEE FOR YOURSELF...YOU WILL LOVE IT!!!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

7/10
5/10
7/10

Construction

Condition

  • Property condition: Resale
  • Year built: 2007

Materials

  • Roof: Metal
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Dryer,Microwave,Refrigerator,Washer
  • Laundry features: Other

Basement

  • Has basement: Yes
  • Basement: Bath Finished,Daylight,Exterior Entry,Finished,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Seats 12+

Features

  • Double Vanity,High Ceilings,Tray Ceiling(s),Walk-In Closet(s)
  • Window features: Bay Window(s),Double Pane Windows
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Factory Built,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,497
  • Finished area above ground: 3,022
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Heat Pump,Propane
  • Cooling features: Ceiling Fan(s),Central Air,Electric,Heat Pump

Interior Area

  • Total structure area: 4,519
  • Total interior livable area: 4,519 sqft

Kitchen

  • Features: Breakfast Area,Breakfast Room,Kitchen Island,Second Kitchen

Property

Details

  • Parcel number: 023 215

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Garden
  • On waterfront: Yes
  • Waterfront features: Creek
  • Waterbody name: None
  • Residential vegetation: Wooded

Lot

  • Lot size: 3 Acres
  • Features: None

Parking

  • Total spaces: 3
  • Parking features: Attached,Detached,Garage,Garage Door Opener,Kitchen Level,Side/Rear Entrance
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,166$49,992
Home Insurance *$341$4,092
Property Taxes $797$9,564
Electricity $439$5,268
Total$5,743$68,916
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$196,902/yr
40% on housing$172,290/yr
45% on housing$153,146/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.5%
6.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 30534$197
Lumpkin County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 30534$190
Lumpkin County$217

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Pending sale$824,000
2026-07-11Listed for sale$824,000
2016-10-24Sold$264,557
2009-04-01Sold$348,000
2006-07-14Sold$270,000

For Sale by Agent

AgentJames R Pierce Jr.
BrokerageRiver Mountain Realty

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