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234 Morgan Ln, Dawsonville, GA, 30534

4beds
3baths
2,234sqft
$490,000
$219price/sqft
$3,227/moest. monthly cost
$129,080/yrincome needed

About This Home

Welcome to 234 Morgan Lane in Dawsonville, where comfort, character, and functional living spaces come together in this beautiful 4-bedroom, 2.5-bath home with a basement. Featuring a desirable main-level primary suite and soaring ceilings, this home offers an open and inviting layout designed for everyday living. Step inside to beautiful hardwood flooring throughout the main level and a bright living room with a cozy fireplace and dramatic two-story ceilings that fill the space with natural light. The eat-in kitchen is both stylish and functional, featuring warm wood cabinetry, a tile backsplash, a center island with a sink and bar seating, and plenty of space for gathering with family and friends. The main-level primary suite provides a private retreat with tray ceilings, dual vanities, and a separate soaking tub and shower. Upstairs, you'll find three additional bedrooms, and a full bath. The basement adds even more versatility with additional living space, a dedicated storage room, and endless possibilities to fit your needs. Step outside to enjoy the screened-in deck overlooking the backyard, complete with a storage shed for all your outdoor equipment and hobbies. Offering a thoughtful floor plan, timeless finishes, and flexible living spaces both inside and out, this Dawsonville home is one you won't want to miss!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
5/10
7/10

Construction

Condition

  • Property condition: Resale
  • Year built: 2006

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Stone,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher
  • Laundry features: In Hall

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Finished,Interior Entry,Partial,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Central Vacuum,Double Vanity,Master On Main Level,Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Flooring: Carpet,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,234
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,234
  • Total interior livable area: 2,234 sqft

Kitchen

  • Features: Breakfast Area,Breakfast Bar,Kitchen Island,Pantry

Property

Details

  • Parcel number: 035 232

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Deck,Screened
  • Fencing: Back Yard,Fenced,Wood
  • Waterbody name: None

Lot

  • Lot size: 0.79 Acres
  • Features: Private,Sloped

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,Garage Door Opener,Side/Rear Entrance
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,477$29,724
Home Insurance *$202$2,424
Property Taxes $329$3,948
Electricity $219$2,637
Total$3,227$38,724
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,640/yr
40% on housing$96,810/yr
45% on housing$86,053/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.5%
6.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$219This listing

vs Other Active Listings

Avg $/sqft

ZIP 30534$197
Lumpkin County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 30534$190
Lumpkin County$217

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-14Listed for sale$490,000
2026-07-02Listing removed$490,000
2026-05-16Price change$490,000
2026-04-28Price change$500,000
2026-01-14Listed for sale$510,000
2008-04-04Sold$245,000

For Sale by Agent

AgentGo with Joe and Co
BrokerageCentury 21 Results

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