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16 Gold Spur, Dahlonega, GA, 30533

5beds
3baths
2,288sqft
$369,000
$161price/sqft
$2,924/moest. monthly cost
$116,960/yrincome needed

About This Home

Great opportunity for a first-time homebuyer or investor! This spacious property offers 5 bedrooms and 3 full bathrooms, with a layout that provides flexibility for a variety of living arrangements. Each level has the potential to function independently, making it ideal for rental income, multigenerational living, or accommodating a growing family. Located less than 6 miles from campus, this home features two fully functional kitchens, separate access to the basement level, and abundant parking. The lower level is perfect for an in-law suite, teen suite, or private guest quarters. Whether you're looking for an investment property or a home with room for everyone, this property offers endless possibilities.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
5/10
7/10

Construction

Condition

  • Property condition: Resale
  • Year built: 2004

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Microwave,Oven/Range (Combo),Refrigerator,Washer
  • Laundry features: In Kitchen

Basement

  • Has basement: Yes
  • Basement: Bath Finished,Daylight,Exterior Entry,Finished,Full,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Master On Main Level
  • Flooring: Carpet,Hardwood,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 1,144
  • Finished area above ground: 1,144

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 2,288
  • Total interior livable area: 2,288 sqft

Property

Details

  • Parcel number: 046 098

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.99 Acres
  • Features: Sloped

Parking

  • Parking features: Basement,Guest,Kitchen Level
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Hail
Winter Weather

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,865$22,380
Home Insurance *$176$2,112
Property Taxes $661$7,932
Electricity $222$2,667
Total$2,924$35,088
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,251/yr
40% on housing$87,720/yr
45% on housing$77,973/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.5%
6.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 30533$196
Lumpkin County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 30533
Lumpkin County$217

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$350,000
2026-07-29Price change$369,000
2026-07-28Listed for sale$380,000
2021-07-10Listing removed--
2021-02-23Listing removed--
2021-02-19Listed for rent$2,000
2021-02-10Sold$244,500
2021-01-26Pending sale$250,000
2021-01-25Listed for sale$250,000
2021-01-25Listing removed--
2021-01-20Price change$250,000
2021-01-18Listed for sale$239,000
2013-06-28Sold$139,000
2009-07-20Sold$114,000

For Sale by Agent

AgentKristie King-Ellis
BrokerageWalden & Co. Realty

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