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1060 Golden Ave, Dahlonega, GA, 30533

4beds
3baths
2,999sqft
$750,000
$250price/sqft
$4,842/moest. monthly cost
$193,680/yrincome needed

About This Home

Welcome to your own private oasis on the Chestatee River! Experience the magic of waking up to and ending your day with the soothing sounds of the Chestatee River. With 133 feet of river frontage, you can launch your kayak or float your cares away right from your backyard. Step across the charming bridge to the inviting front door and be greeted by lush landscaping and the peaceful sounds of the river. Inside, the main level boasts rich hardwood floors throughout and a stunning stacked-stone wood-burning stove, framed by tongue-and-groove wood-paneled walls that exude warmth and character. The spacious and open kitchen features granite countertops, pine cabinets, sleek black appliances, an electric induction stove, and an island with seating - perfect for entertaining. The adjacent keeping room and dining area flow seamlessly into the living space, all with breathtaking river views from nearly every room of the home. Step outside to the covered porch and unwind as you take in the tranquil sights and sounds of the river and a bubbling water feature. The main level also features two generous bedrooms that share a full bath with a shower, as well as a convenient laundry closet. Upstairs, escape to your oversized master suite, complete with a walk-in closet and an en-suite bath featuring a Jacuzzi tub, a tile shower, and a double vanity. An open office or study area overlooks the living room below and showcases more stunning river views through large windows. The lower level is a complete apartment with its own entrance - ideal for guests or potential rental income. It features a lofted bed, cozy living room, full bath with a stand-up tile shower, and a mini kitchen with a stove and sink. Walk out to a covered patio area and greenhouse, or explore the level, fenced backyard with easy river access. RV hookup recently added. Located within the city of Dahlonega, this serene escape offers the best of both worlds - secluded riverside living with easy access to all the charming shops, restaurants, wineries, and trails that Dahlonega has to offer.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

6/10
5/10
7/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1997

Materials

  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Cabin

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Microwave,Oven
  • Laundry features: Laundry Closet

Basement

  • Has basement: Yes
  • Basement: Bath Finished,Daylight,Exterior Entry,Finished,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Features: Dining Rm/Living Rm Combo

Features

  • Double Vanity,Rear Stairs,Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Masonry,Wood Burning Stove
  • Fireplace: Yes
  • Finished area below ground: 575
  • Finished area above ground: 2,424
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,999
  • Total interior livable area: 2,999 sqft

Kitchen

  • Features: Breakfast Area,Kitchen Island,Second Kitchen,Walk-in Pantry

Property

Details

  • Parcel number: 062B 072

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Deck
  • Exterior features: Balcony,Water Feature
  • Fencing: Back Yard
  • Has view: Yes
  • View description: River
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: Creek,Private,Stream
  • Waterbody name: Chestatee River
  • Frontage type: River
  • Frontage length: Waterfront Footage: 133
  • Residential vegetation: Grassed,Partially Wooded

Lot

  • Lot size: 1.07 Acres
  • Features: Level,Sloped

Parking

  • Total spaces: 5
  • Parking features: Basement,Garage,Side/Rear Entrance
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Hail
Winter Weather

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,792$45,504
Home Insurance *$359$4,308
Property Taxes $400$4,800
Electricity $291$3,496
Total$4,842$58,104
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$166,011/yr
40% on housing$145,260/yr
45% on housing$129,120/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.5%
6.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$250This listing

vs Other Active Listings

Avg $/sqft

ZIP 30533$194
Lumpkin County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 30533
Lumpkin County$217

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-18Price change$750,000
2026-06-15Price change$775,000
2026-03-17Price change$800,000
2026-02-26Listed for sale$825,000
2025-08-13Sold$775,000
2025-07-29Pending sale$795,000
2025-06-18Price change$795,000
2025-05-14Price change$815,000
2025-04-24Price change$825,000
2025-04-10Listed for sale$850,000
2020-10-15Sold$444,508
2020-10-04Pending sale$475,000
2020-09-04Price change$475,000
2020-08-20Price change$489,000
2020-07-31Listed for sale$499,000
2006-12-21Sold$370,000

For Sale by Agent

AgentBrian K Smith
BrokerageKeller Williams Realty North Atlanta

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