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290 Poplar Creek Rd, Stephens, GA, 30667

5beds
4baths
2,828sqft
$395,000
$140price/sqft
$3,198/moest. monthly cost
$127,920/yrincome needed

About This Home

Take A Look At This Adorable Home With Over 2800 square feet ! This Beauty Has A Very Private Country Farm Setting ! 10 foot Ceilings, All Large Rooms, Extra Large Kitchen Loaded With Cabinets And Beautiful Granite Counter Tops ! Mud Room, Laundry Room, Large Great Room, 3 Bedrooms Down With 2 Additional Bedrooms Up (ONE HUGE) And A Game Room Up. Screened Porch On Rear With A Covered Stoop On Side ! 1.8 Acre Lot Partially Fenced/Cross Fenced (Front and Rear) With A Large Pole Barn!! Extra Large Chicken Coop With Plenty Of Room for Goats ! Newer Roof, Heat/Air & Water Heater. Very Quiet Area With A Great View Of A Huge Hay Farm Across The Road.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Resale
  • Year built: 2006

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Microwave,Oven/Range (Combo)
  • Laundry features: Mud Room

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Double Vanity,High Ceilings,In-Law Floorplan,Master On Main Level,Separate Shower,Split Bedroom Plan,Walk-In Closet(s)
  • Window features: Double Pane Windows,Window Treatments
  • Flooring: Carpet,Hardwood,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 2,828

Heating & Cooling

  • Heating features: Central,Dual,Heat Pump
  • Cooling features: Central Air,Dual,Heat Pump

Interior Area

  • Total structure area: 2,828
  • Total interior livable area: 2,828 sqft

Property

Details

  • Parcel number: M5 111

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Deck,Porch,Screened
  • Exterior features: Other
  • Fencing: Back Yard,Fenced,Front Yard

Lot

  • Lot size: 1.80 Acres
  • Features: Level,Private

Parking

  • Total spaces: 5
  • Parking features: Guest,Off Street,RV/Boat Parking

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Drought
Cold Wave
Hail
Hurricane
Ice Storm
Strong Wind

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,997$23,964
Home Insurance *$194$2,328
Property Taxes $733$8,796
Electricity $274$3,297
Total$3,198$38,376
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,645/yr
40% on housing$95,940/yr
45% on housing$85,280/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 5.3%
5.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$140This listing

vs Other Active Listings

Avg $/sqft

ZIP 30667$119
Oglethorpe County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 30667
Oglethorpe County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-12Price change$395,000
2026-01-01Listed for sale$419,500
2025-12-02Listing removed$419,500
2025-10-31Price change$419,500
2025-10-13Price change$429,500
2025-09-28Listed for sale$445,000
2014-11-14Sold$113,000
2014-07-21Sold$62,000
2014-05-06Sold$58,500

For Sale by Agent

AgentDonna S Ross
BrokerageDonna Ross & Co

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