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62 Cotton Rd, Winterville, GA, 30683

3beds
2baths
1,224sqft
$237,500
$194price/sqft
$1,983/moest. monthly cost
$79,320/yrincome needed

About This Home

Opportunity in Winterville with endless potential, set on a spacious 1.68-acre lot, offering room to reimagine, renovate, or expand. This property offers a great chance for an investor or buyer looking to bring their vision and creativity to life. Nestled in a quiet area of Oglethorpe County, the setting provides a solid foundation for renovation, redesign, or a full transformation tailored to your style. Sold strictly as-is, no repairs or warranties. Bring your creative eye and fresh ideas, and unlock the possibilities this property has to offer. A strong option for those looking to add value and make it their own.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

8/10
5/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1975

Materials

  • Roof: Other
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Other
  • Laundry features: Other

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Master On Main Level,Other
  • Flooring: Other
  • Finished area below ground: 0
  • Finished area above ground: 1,224

Heating & Cooling

  • Heating features: Electric,Other
  • Cooling features: Ceiling Fan(s),Other

Interior Area

  • Total structure area: 1,224
  • Total interior livable area: 1,224 sqft

Property

Details

  • Parcel number: 007A 091
  • Special condition: As Is

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch

Lot

  • Lot size: 1.68 Acres
  • Features: Level,Private

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Ice Storm
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,200$14,400
Home Insurance *$156$1,872
Property Taxes $408$4,896
Electricity $219$2,637
Total$1,983$23,796
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,988/yr
40% on housing$59,490/yr
45% on housing$52,880/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 5.3%
5.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$194This listing

vs Other Active Listings

Avg $/sqft

ZIP 30683$155
Oglethorpe County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 30683
Oglethorpe County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$237,500
2026-06-29Listed for sale$250,000
2026-02-27Sold$159,873
2004-03-04Sold$87,000

For Sale by Agent

AgentNikki Crowder
BrokerageSolutions First Realty LLC

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