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1223 Rosedale St, Toccoa, GA, 30577

3beds
3baths
3,221sqft
$458,000
$142price/sqft
$3,201/moest. monthly cost
$128,040/yrincome needed

About This Home

Meticulously restored 1950s Mid-Century Modern home custom built for one of Northeast Georgia's prominent families, offering timeless architecture, exceptional craftsmanship, and thoughtful updates throughout. A welcoming foyer with natural stone flooring and white oak stairs sets the tone for this one-of-a-kind residence. The custom kitchen showcases rare wormy chestnut cabinetry, granite countertops, stainless steel appliances, double ovens, and a striking brick accent wall with floating shelves. The open living and dining areas are filled with natural light from expansive windows, creating an inviting space for everyday living and entertaining. The oversized owner's suite features beautiful hardwood floors, a renovated bath that honors the home's original character, and abundant custom closets and built-ins. Spacious secondary bedrooms provide room for family and guests. The terrace level offers a gigantic great room with a wood-burning fireplace, office area, and direct access to a private stone patio. Looking for a fourth bedroom? This flexible space could easily be divided while still leaving a generous family room. Beautifully positioned on a private lot, this remarkable home combines authentic Mid-Century Modern design with today's conveniences. A double carport, custom window treatments, abundant storage, and meticulous restoration complete this rare offering. Homes of this quality and architectural significance seldom come to market.

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

4/10
Toccoa Elementary SchoolGrades 2-40.6 mi
5/10
5/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1958

Materials

  • Roof: Composition
  • Construction materials: Brick,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Brick 4 Side
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Dryer,Gas Water Heater,Oven/Range (Combo),Refrigerator,Washer
  • Laundry features: Mud Room

Basement

  • Has basement: Yes
  • Basement: Bath Finished,Daylight

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Master On Main Level,Tile Bath
  • Flooring: Hardwood,Stone
  • Number of fireplaces: 2
  • Fireplace features: Family Room,Living Room,Masonry
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 3,221

Heating & Cooling

  • Heating features: Central,Forced Air,Natural Gas,Wood
  • Cooling features: Attic Fan,Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 3,221
  • Total interior livable area: 3,221 sqft

Kitchen

  • Features: Breakfast Area,Solid Surface Counters

Property

Details

  • Parcel number: T26 122

Features

  • Levels: Multi/Split
  • Patio & porch: Patio
  • Residential vegetation: Grassed

Lot

  • Lot size: 0.59 Acres
  • Features: Level

Parking

  • Parking features: Carport,Kitchen Level
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Tornado
Cold Wave
Hail
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,315$27,780
Home Insurance *$304$3,648
Property Taxes $270$3,240
Electricity $312$3,755
Total$3,201$38,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,748/yr
40% on housing$96,030/yr
45% on housing$85,360/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$142This listing

vs Other Active Listings

Avg $/sqft

ZIP 30577$136
Stephens County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 30577$154
Stephens County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$458,000
2024-03-05Sold$430,000
2024-01-31Pending sale$430,000
2024-01-14Price change$430,000
2023-09-28Listed for sale$449,000
2022-01-07Sold$389,900
2021-12-09Pending sale$389,900
2021-12-03Listed for sale$389,900
2021-11-30Listing removed--
2021-11-20Price change$374,900
2021-11-14Price change$359,900
2021-10-26Listed for sale$379,000
2020-08-31Sold$159,500

For Sale by Agent

AgentJoni Scott
BrokerageHammock Realty North Georgia

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