199 Harris St, Toccoa, GA, 30577
About This Home
Welcome home to this beautifully updated 3-bedroom, 1-bath brick ranch situated on a .26-acre lot in the heart of Toccoa. This move-in-ready home offers the perfect blend of modern updates and timeless charm. Step inside to find a spacious living room featuring a stunning painted brick fireplace, luxury vinyl plank flooring, and abundant natural light throughout. The updated kitchen boasts white shaker-style cabinetry, stainless steel appliances, ample counter space, and an adjoining dining area that is perfect for everyday living and entertaining. The renovated bathroom offers stylish finishes and modern fixtures, while the well-designed floor plan provides comfortable living spaces for family and guests. Outside, enjoy a private backyard with a patio ideal for grilling, relaxing, or hosting gatherings. A storage building provides additional room for tools, lawn equipment, or hobbies. Mature trees, attractive landscaping, and fresh exterior updates enhance the home's curb appeal. Conveniently located near shopping, dining, schools, and downtown Toccoa, this property is also just a short drive from beautiful Lake Hartwell, offering easy access to boating, fishing, and outdoor recreation. Whether you're looking for a primary residence, vacation getaway, or investment opportunity, this home is a must-see.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1952
Materials
- Foundation: Slab
- Roof: Composition
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Oven/Range (Combo)
- Laundry features: Laundry Closet
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 3
Features
- Other
- Flooring: Laminate
- Number of fireplaces: 1
- Fireplace features: Gas Log,Living Room
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,456
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 1,456
- Total interior livable area: 1,456 sqft
Property
Details
- Parcel number: T36 045
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio
Lot
- Lot size: 0.26 Acres
- Features: Level
Parking
- Total spaces: 2
- Parking features: Off Street,Parking Pad
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Lightning
- Tornado
- Cold Wave
- Hail
- Inland Flooding
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,248 | $14,976 |
| Home Insurance * | $164 | $1,968 |
| Property Taxes | $146 | $1,752 |
| Electricity | $219 | $2,637 |
| Total | $1,777 | $21,324 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-24 | Price change | $247,000 |
| 2026-06-18 | Listed for sale | $255,000 |
| 2024-07-22 | Sold | $220,000 |
| 2024-07-01 | Pending sale | $225,000 |
| 2024-06-27 | Price change | $225,000 |
| 2024-06-19 | Price change | $230,000 |
| 2024-05-28 | Listed for sale | $235,000 |
| 2021-08-31 | Sold | $182,000 |
| 2018-04-26 | Sold | $129,700 |
| 2018-03-31 | Pending sale | $129,700 |
| 2018-03-17 | Price change | $129,700 |
| 2018-02-23 | Price change | $137,700 |
| 2018-02-13 | Listed for sale | $149,700 |
| 2017-07-03 | Sold | $18,369 |
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