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110 Valley Rd, Toccoa, GA, 30577

4beds
2baths
2,216sqft
$299,900
$135price/sqft
$2,111/moest. monthly cost
$84,440/yrincome needed

About This Home

Welcome to 110 Valley Rd - A beautifully updated 4-bedroom, 2-bath home offering 2,216 sq ft of stylish living space. This spacious residence features hardwood floors throughout and a modern kitchen equipped with brand-new stainless-steel appliances. Every detail has been thoughtfully upgraded, blending comfort and contemporary charm. Whether you're entertaining guests or enjoying quiet evenings at home, this property provides the perfect setting. Located in a well-established neighborhood with easy access to local amenities, this move-in-ready gem is a must-see!

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

4/10
Toccoa Elementary SchoolGrades 2-41.5 mi
4/10
5/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1966

Materials

  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Brick 4 Side
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Oven/Range (Combo),Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Mud Room

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Features

  • Master On Main Level,Tile Bath
  • Flooring: Carpet,Hardwood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,216

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,216
  • Total interior livable area: 2,216 sqft

Property

Details

  • Parcel number: 042E 008B

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.37 Acres
  • Features: Sloped

Parking

  • Parking features: Parking Pad
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Tornado
Cold Wave
Hail
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$199$2,388
Property Taxes $177$2,124
Electricity $219$2,637
Total$2,111$25,332
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,377/yr
40% on housing$63,330/yr
45% on housing$56,293/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$135This listing

vs Other Active Listings

Avg $/sqft

ZIP 30577$136
Stephens County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 30577$154
Stephens County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-17Listed for sale$299,900
2025-11-11Listing removed$325,000
2025-09-30Listed for sale$325,000
2024-12-04Sold$50,055
2024-05-09Listing removed--
2024-03-20Price change$299,000
2024-02-25Price change$299,900
2024-02-05Price change$314,000
2024-01-09Price change$315,000
2023-12-26Price change$317,000
2023-12-15Price change$319,000
2023-12-07Listed for sale$319,500
2023-11-28Listing removed$317,500
2023-11-05Listed for sale$317,500
2022-12-28Sold$205,000
2022-10-08Pending sale$210,000
2022-10-01Listed for sale$210,000
2012-04-30Sold$108,000
2005-09-28Sold$105,000

For Sale by Agent

AgentKelsey Purcell
BrokerageTalan Properties LLC

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