627 Trestle Ridge Rd, Toccoa, GA, 30577
About This Home
Discover this exceptional four-bedroom home in the highly desirable Trestle Fall, offering convenience, privacy, and comfortable living in an outstanding location. With easy access to Highway 365, you'll enjoy an easy commute to Gainesville, Habersham County, Rabun County, and the surrounding North Georgia communities. Designed with both comfort and functionality in mind, this spacious home features a large owner's suite on the main level, complete with a walk-in closet and a luxurious en-suite bath featuring a soaking tub and separate shower. Upstairs, you'll find three additional bedrooms, providing plenty of space for family, guests, or a home office. The inviting living room is filled with natural light from its dramatic floor-to-ceiling windows and is anchored by a cozy gas log fireplace. The well-appointed kitchen offers beautiful hardwood cabinetry, new stainless steel appliances, and ample counter space, making it perfect for everyday living and entertaining. Additional features include an oversized laundry room, a welcoming foyer, and a spacious two-car garage. Relax on the charming rocking chair front porch or unwind on the partially covered back porch overlooking the private backyard, enhanced by mature landscaping that creates a peaceful outdoor retreat. Inside, you'll appreciate the hardwood floors in the kitchen, brand-new carpet upstairs, and the peace of mind of two HVAC systems that are both less than five years old. Clean, well-maintained, and truly move-in ready, this home offers the perfect combination of four bedrooms, a main-level owner's suite, quality finishes, and an unbeatable location. Homes with this combination of space, layout, and location rarely become available-don't miss your opportunity to make this one yours! Some photos in the listing are virtually staged.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Property condition: Resale
- Year built: 2005
Materials
- Foundation: Block
- Roof: Composition
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Oven/Range (Combo),Refrigerator,Stainless Steel Appliance(s)
- Laundry features: Mud Room
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Master On Main Level,Separate Shower,Soaking Tub,Walk-In Closet(s)
- Window features: Bay Window(s),Double Pane Windows
- Flooring: Carpet,Hardwood
- Number of fireplaces: 1
- Fireplace features: Factory Built,Gas Log,Living Room
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,345
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 2,345
- Total interior livable area: 2,345 sqft
Kitchen
- Features: Breakfast Area,Kitchen Island,Pantry,Walk-in Pantry
Property
Details
- Parcel number: 009D 036D
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck,Porch
Lot
- Lot size: 1 Acres
- Features: Level,Private
Parking
- Parking features: Garage,Garage Door Opener,Kitchen Level
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Ice Storm
- Lightning
- Cold Wave
- Inland Flooding
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,971 | $23,652 |
| Home Insurance * | $259 | $3,108 |
| Property Taxes | $230 | $2,760 |
| Electricity | $227 | $2,734 |
| Total | $2,687 | $32,244 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-30 | Price change | $389,900 |
| 2026-07-23 | Price change | $409,000 |
| 2026-07-15 | Listed for sale | $429,000 |
| 2007-12-28 | Sold | $172,000 |
| 2007-04-12 | Sold | $166,000 |
| 2006-07-05 | Sold | $194,449 |
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