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52 Watson Ext, Toccoa, GA, 30577

2beds
2baths
1,244sqft
$200,000
$161price/sqft
$1,481/moest. monthly cost
$59,240/yrincome needed

About This Home

Perfect starter home or rental property. Move in ready condition. Plenty of parking. Great yard for the kids and pets with lots of room for a garden or adding a play structure. Enjoy your covered front porch in your rocking chairs or a nap on the screened porch. Includes a large master suite with a walk-in closet, private bath and laundry. Spacious kitchen includes all appliances with room for the whole family. Located off of Falls Road, it's less than a mile from downtown Toccoa, shopping, restaurants, hospital and Toccoa Falls College.

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

4/10
Toccoa Elementary SchoolGrades 2-40.6 mi
5/10
5/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1952

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow/Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Water Heater,Oven/Range (Combo),Refrigerator
  • Laundry features: Other

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Features: Separate Room

Features

  • Double Vanity,Master On Main Level,Walk-In Closet(s)
  • Flooring: Laminate
  • Finished area below ground: 0
  • Finished area above ground: 1,244
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Heat Pump,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,244
  • Total interior livable area: 1,244 sqft

Kitchen

  • Features: Breakfast Area

Property

Details

  • Parcel number: T09 048A
  • Special condition: Agent/Seller Relationship

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Porch,Screened

Lot

  • Lot size: 0.33 Acres
  • Features: City Lot,Open Lot

Parking

  • Total spaces: 2
  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Tornado
Cold Wave
Hail
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,011$12,132
Home Insurance *$133$1,596
Property Taxes $118$1,416
Electricity $219$2,637
Total$1,481$17,772
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,777/yr
40% on housing$44,430/yr
45% on housing$39,493/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 30577$137
Stephens County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 30577$154
Stephens County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-25Listed for sale$200,000
2022-08-03Sold$139,000
2022-06-21Pending sale$129,900
2022-06-13Listed for sale$129,900

For Sale by Agent

AgentAndrea Hunnicutt
BrokerageHeadwaters Realty

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