See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

995 Mining Gap Trl, Young Harris, GA, 30582

3beds
4baths
3,549sqft
$599,900
$169price/sqft
$3,856/moest. monthly cost
$154,240/yrincome needed

About This Home

The most spectacular lake and mountain views Hiawassee has to offer! Perched on two lots totaling 1.7 scenic acres, this home showcases an unforgettable panorama that stretches across sparkling Lake Chatuge and the surrounding mountains. From sunrise coffee to colorful evening sunsets, the ever-changing vistas are simply beyond compare. Inside, a dramatic wall of windows frames the breathtaking scenery, filling the spacious living room with natural light. The inviting stone fireplace creates a warm gathering space, while the generously sized kitchen offers abundant cabinetry, a gas stove, and plenty of room for entertaining. The Main-level owner's suite features a private ensuite bath with dual vanities, a jetted soaking tub, and a separate shower. Expansive open and covered decks provide the perfect setting to relax and take in the extraordinary views year-round. The finished Lower Level offers exceptional flexibility with a full kitchen, full bath, private entrance, dedicated parking, and its own deck—ideal for guests, extended family, or multi-generational living. The home offers an exceptional opportunity for thoughtful updates and maintenance, allowing its next owner to enhance an already remarkable property while adding personal style and value. The roof, HVAC and bathroom shower has already been updated. With views this extraordinary property, the possibilities are endless. Properties with a setting like this rarely become available—this is more than a home; it's a chance to own one of Hiawassee's most breathtaking vantage points. You better hurry on this one! Plenty of room to add an additional garage and/or guest house.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

6/10
8/10
7/10
Towns County High SchoolGrades 9-126.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1983

Materials

  • Roof: Shingle
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Refrigerator,Dishwasher,Washer,Dryer,Electric Water Heater
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • Partial bathrooms: 1
  • Main level bedrooms: 1

Features

  • Eat-in Kitchen,High Speed Internet
  • Window features: Insulated Windows
  • Flooring: Carpet,Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Vented,Gas Log,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,549
  • Total interior livable area: 3,549 sqft

Property

Details

  • Parcel number: 0019C041

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Deck,Covered,Wrap Around
  • Exterior features: Private Yard
  • Has view: Yes
  • View description: Mountain(s),Year Round,Lake,Long Range
  • Has water view: Yes
  • Water view: Lake
  • Frontage type: Road
  • Topography of land: Sloping

Lot

  • Lot size: 1.70 Acres

Parking

  • Total spaces: 1
  • Parking features: Garage,Basement,Gravel
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Inland Flooding
Strong Wind
Tornado
Hail
Ice Storm
Landslide
Wildfire

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$175$2,100
Property Taxes $304$3,648
Electricity $344$4,137
Total$3,856$46,272
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$132,205/yr
40% on housing$115,680/yr
45% on housing$102,826/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -7.7%
-7.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 30582$207
Towns County$212

vs Homes Sold Last Month

Median $/sqft

ZIP 30582
Towns County$212

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$599,900
2020-11-12Sold$408,000
2020-10-14Pending sale$424,900
2020-10-06Listed for sale$424,900

For Sale by Agent

AgentWilliam Pierson
BrokerageREMAX Hiawassee Realty

Similar Homes