




703 Cherokee Hls, Hiawassee, GA, 30546
About This Home
Wake up to the soft glow of the morning sun over the lake, with long-range mountain views stretching beyond the water, this North Georgia Chatuge lakefront home is designed to capture the beauty of its surroundings from the moment you walk in. Thoughtfully positioned to take full advantage of the setting, multiple rooms feature large sliding glass doors that open toward the lake, creating an easy flow between indoor and outdoor living. Natural light pours through the main level, where vaulted ceilings, custom millwork, and a wall of windows frame the ever-changing landscape. The kitchen sits at the heart of the home, complete with stainless steel appliances, a gas stove, walk-in pantry, and inviting dining spaces, including a cozy window seat overlooking the water. Just beyond, the living area opens to a covered deck, offering the perfect place to relax and take in the view. The owner's suite provides a peaceful retreat with private deck access and a spacious bath featuring a walk-in shower, steam shower, and generous closet space. A powder room, laundry, and attached two-car garage complete the main level. Downstairs, the terrace level invites gathering and entertaining with a second living area, fireplace, wine bar, and access to a covered patio with a built-in grilling station. Two guest suites and a flexible bonus room offer space for guests or a home office. A gentle walkway leads to the private dock, where days can be spent enjoying the water and quiet lake lifestyle.Offered beautifully furnished with high-end, designer-quality pieces that complement the home's style, along with plantation shutters, wood and tile flooring, irrigation, and ample storage, this is a home designed to be experienced, not just seen!
Getting Around
Schools
Construction
Condition
- Property condition: Resale
- Year built: 2001
Materials
- Roof: Shingle
- Construction materials: Frame,Stone
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional,Craftsman
- Property subType: Residential
Interior
Appliances
- Appliances included: Refrigerator,Range,Dishwasher,Tankless Water Heater,Gas Water Heater
- Laundry features: Main Level,Laundry Room
Basement
- Has basement: Yes
- Basement: Finished,Full
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- Partial bathrooms: 1
- Main level bedrooms: 1
Features
- Pantry,Wet Bar,Cathedral Ceiling(s),Sheetrock,See Remarks,Entrance Foyer,Eat-in Kitchen
- Window features: Vinyl
- Flooring: Wood,Tile
- Number of fireplaces: 2
- Fireplace features: Gas Log,See Remarks
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Propane
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 4,418
- Total interior livable area: 4,418 sqft
Master Bedroom
- Level: Main,Lower
Property
Details
- Parcel number: 0028B043
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck
- Exterior features: Dock
- Has view: Yes
- View description: Mountain(s),Year Round,Lake
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Lake Front
- Waterbody name: Chatuge,Chatuge
- Frontage type: Lakefront
- Topography of land: Level,Sloping
Lot
- Lot size: 0.67 Acres
Parking
- Total spaces: 2
- Parking features: Garage,Driveway,Concrete
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Tornado
- Drought
- Ice Storm
- Landslide
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $12,641 | $151,692 |
| Home Insurance * | $775 | $9,300 |
| Property Taxes | $1,889 | $22,668 |
| Electricity | $429 | $5,150 |
| Total | $15,734 | $188,808 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-23 | Listed for sale | $2,795,000 |
| 2025-11-05 | Listing removed | $3,250,000 |
| 2025-05-01 | Listed for sale | $3,250,000 |
| 2021-09-08 | Sold | $1,924,908 |
| 2021-08-09 | Pending sale | $2,100,000 |
| 2021-08-06 | Contingent | $2,100,000 |
| 2021-08-01 | Listed for sale | $2,100,000 |
