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233 Bradshaw Rd, Hiawassee, GA, 30546

4beds
3baths
2,010sqft
$799,000
$398price/sqft
$5,157/moest. monthly cost
$206,280/yrincome needed

About This Home

Tucked into the natural beauty surrounding Lake Chatuge, 233 Bradshaw Road offers the perfect blend of mountain charm, modern comfort, and effortless lake living. With 4 bedrooms and 3 bathrooms—including two spacious master bedroom suites—this thoughtfully updated home is designed for both everyday enjoyment and memorable gatherings. Inside, you'll find a series of intentional renovations and upgrades that elevate the home's style and functionality—creating a move-in-ready retreat where every detail has been carefully considered. The spacious layout offers flexibility for full-time living, vacation use/rental, or hosting guests, all while framing peaceful mountain views, including a highly sought-after view of Bell Mountain, that remind you why you chose this area. Step outside and enjoy the best of lake life with a brand-new dock, ideal for boating, swimming, or simply soaking in the serenity of the water. A covered carport and additional storage shed provide practical convenience, making it easy to store lake gear and outdoor essentials. Perfectly positioned, this property offers easy access to both Hiawassee and Hayesville, placing dining, shopping, and local events just a short drive away—while still maintaining a peaceful, tucked-away feel. Whether you're searching for a full-time residence, a weekend escape, or an investment opportunity, this inviting Lake Chatuge home delivers comfort, location, and lifestyle in one beautifully updated package. **Some images may contain virtual staging or digital enhancements.**

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

6/10
8/10
7/10
Towns County High SchoolGrades 9-123.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2001

Materials

  • Roof: Shingle
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Refrigerator,Range,Oven,Microwave,Dishwasher,Electric Water Heater
  • Laundry features: Main Level,Laundry Closet

Basement

  • Has basement: Yes
  • Basement: Slab,None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 1

Features

  • Pantry,Ceiling Fan(s),Sheetrock,Eat-in Kitchen
  • Flooring: Wood,Tile,Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 2,010
  • Total interior livable area: 2,010 sqft

Master Bedroom

  • Level: Main,Upper

Property

Details

  • Parcel number: 0042A099

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Deck,Covered
  • Exterior features: Storage,Fire Pit,Dock
  • Has view: Yes
  • View description: Mountain(s),Year Round,Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front
  • Waterbody name: Na,Lake Chatuge
  • Frontage type: Road,Lakefront
  • Topography of land: Sloping

Lot

  • Lot size: 0.65 Acres

Parking

  • Parking features: Carport,Driveway,Asphalt,Concrete
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Tornado
Drought
Ice Storm
Landslide
Strong Wind

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$247$2,964
Property Taxes $651$7,812
Electricity $219$2,637
Total$5,157$61,884
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$176,811/yr
40% on housing$154,710/yr
45% on housing$137,520/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -7.7%
-7.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$398This listing

vs Other Active Listings

Avg $/sqft

ZIP 30546$219
Towns County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 30546
Towns County$212

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$879,900
2025-10-03Listing removed$895,000
2025-07-28Price change$895,000
2025-06-18Price change$990,000
2025-05-20Price change$1,100,000
2025-05-03Listed for sale$1,180,000
2024-09-23Sold$335,500
2024-09-09Pending sale$325,000
2024-08-27Price change$325,000
2024-08-17Listed for sale$349,500
2014-03-28Sold$130,000

For Sale by Agent

AgentKaryn Woody
BrokerageMountain Sotheby's International Realty

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