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2087 Wood Lake Ln, Young Harris, GA, 30582

4beds
3baths
3,638sqft
$425,000
$117price/sqft
$2,819/moest. monthly cost
$112,760/yrincome needed

About This Home

Spacious 4BR/3BA home in quiet Young Harris neighborhood with 3 ensuite bedrooms, soaring cathedral ceilings, and a large custom kitchen. Enjoy multiple outdoor living spaces including a screened deck, screened porch, and open covered deck. Features include a bright open layout, pantry/mudroom, bonus room on lower level, elevator shaft for future install, and a 2-car garage with workshop/storage area. Easy-maintenance landscaping. Minutes to Lake Chatuge, hiking, and Young Harris College.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

6/10
8/10
7/10
Towns County High SchoolGrades 9-128.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2006

Materials

  • Roof: Shingle
  • Construction materials: Frame,Vinyl Siding,Stone,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: See Remarks
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Refrigerator,Cooktop,Oven,Microwave,Dishwasher,Washer,Dryer,Gas Water Heater
  • Laundry features: Main Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Cathedral Ceiling(s),Sheetrock,Entrance Foyer
  • Window features: Insulated Windows
  • Flooring: Wood,Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Propane
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,638
  • Total interior livable area: 3,638 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 0007A061

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Screened,Deck,Covered,Open
  • Exterior features: Retaining Walls
  • Has view: Yes
  • View description: Mountain(s),Seasonal,Trees/Woods
  • Frontage type: Road
  • Topography of land: Level,Sloping,Wooded

Lot

  • Lot size: 0.76 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage,Driveway,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Inland Flooding
Strong Wind
Tornado
Hail
Ice Storm
Landslide
Wildfire

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$124$1,488
Property Taxes $193$2,316
Electricity $353$4,241
Total$2,819$33,828
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,651/yr
40% on housing$84,570/yr
45% on housing$75,173/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -7.7%
-7.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$117This listing

vs Other Active Listings

Avg $/sqft

ZIP 30582$210
Towns County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 30582
Towns County$212

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-02Price change$449,999
2026-03-10Price change$459,000
2026-02-09Price change$469,000
2025-10-21Price change$474,000
2025-10-17Price change$484,000
2025-10-13Price change$489,000
2025-10-09Price change$494,000
2025-07-28Price change$499,000
2025-06-27Listed for sale$535,000

For Sale by Agent

AgentSmith & Young Real Estate Group
BrokerageREMAX Town & Country - Blairsville

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