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5415 Spruce St, Philadelphia, PA, 19139

5beds
2baths
1,600sqft
$262,000
$164price/sqft
$1,974/moest. monthly cost
$78,960/yrincome needed

About This Home

Pending approved short sale - A Home That Just Feels Right. This 5-bedroom, 1.5-bath home is what happens when space, comfort, and practicality all show up at the same address. From the moment you walk up to the front porch, it feels welcoming—like somewhere you’d want to kick off your shoes, drop your keys, and just exhale. Inside, you’ve got a spacious floor plan that gives everyone room to do their thing without stepping on each other’s toes. The kitchen is large and functional—plenty of space for real cooking, not just reheating leftovers. It’s the kind of layout that makes dinner with family or having friends over feel easy. Laminate flooring runs throughout, so it’s low-maintenance and easy to clean, even if life gets a little messy (and let’s be honest—it always does). Downstairs, the finished basement gives you bonus space to make your own—home office, rec room, guest spot, you name it. Five bedrooms mean options. Whether it’s family, hobbies, work-from-home setups, or just extra breathing room, you’ve got the flexibility. The 1.5 bathrooms make daily routines smoother, and that extra half bath? You’ll be glad it’s there when you’ve got people over.

Getting Around

84
WalkingVery Walkable
73
TransitExcellent Transit
92
BikeBiker's Paradise

Schools

6/10
Hamilton Andrew SchoolGrades K-80.3 mi
2/10

Construction

Condition

  • Year built: 1925

Materials

  • Foundation: Brick/Mortar
  • Construction materials: Masonry

Notable Dates

  • Major remodel year: 2021

Type & Style

  • Home type: Townhouse
  • Architectural style: Other
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Oven/Range - Gas,Refrigerator,Washer,Gas Water Heater
  • Laundry features: Has Laundry

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 5

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,600

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,600
  • Total interior livable area: 1,600 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 603062200
  • Zoning: RSA5
  • Special condition: Short Sale

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 1,280 sqft
  • Lot size dimensions: 16.00 x 80.00

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Winter Weather
Earthquake
Tornado
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,324$15,888
Home Insurance *$164$1,968
Property Taxes $262$3,144
Electricity $224$2,692
Total$1,974$23,688
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,680/yr
40% on housing$59,220/yr
45% on housing$52,640/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 19139$108
Philadelphia County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19139$239
Philadelphia County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$262,000
2026-07-23Listing removed$267,000
2026-06-26Listed for sale$267,000
2026-03-14Contingent$265,000
2026-03-07Price change$255,000
2026-02-17Listed for sale$262,900
2025-12-10Listing removed$262,000
2025-10-20Listed for sale$262,000
2025-10-06Listing removed$2,050
2025-10-01Listing removed$270,000
2025-09-15Listed for rent$2,050
2025-07-07Price change$270,000
2025-06-11Price change$274,900
2025-05-22Listed for sale$287,500
2023-09-25Sold$255,000
2023-08-22Pending sale$250,000
2023-08-15Price change$250,000
2023-07-13Price change$275,000
2023-06-01Price change$290,000
2023-04-12Listed for sale$300,000
2023-02-08Listing removed$295,000
2022-12-19Price change$295,000
2022-11-30Listed for sale$305,000
2017-06-09Sold$183,000
2017-02-25Listed for sale$184,900
2016-10-18Sold$35,000
2014-08-13Sold$10,100

For Sale by Agent

AgentMoussa Lamah
BrokerageKW Empower

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