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461 Kel Horn Rd, Blairsville, GA, 30512

4beds
4baths
4,360sqft
$1,399,000
$321price/sqft
$9,300/moest. monthly cost
$372,000/yrincome needed

About This Home

Luxury Estate in the Coveted Trackrock Area Welcome to luxury mountain living in the highly sought-after Trackrock area — where privacy, beauty, and versatility come together on 6.9 acres of fully usable land with stunning frontage along picturesque Arkaquah Creek. This exceptional 3-bedroom, 3-bath estate offers a rare combination of refined comfort and multi-generational flexibility. The main level features two spacious bedrooms and two beautifully updated baths, a welcoming great room, and a light-filled sunroom perfect for enjoying peaceful views year-round. The updated kitchen blends style and function, designed for both everyday living and entertaining. The finished terrace level is a private retreat of its own, complete with a full kitchen, large den, bedroom, bath, dining area, laundry, garage access, and a private entrance with its own deck — ideal for extended family, guests, or rental income potential. Outdoors, the property truly shines. A long concrete driveway lined with mature Cleveland Pear trees creates a grand entrance to the home. Gather with friends and family around the stunning custom stone fire pit with built-in seating, or stroll through your own harvest of approximately 70 mature blueberry bushes. The gently rolling acreage provides endless possibilities for gardening, recreation, or simply enjoying the serenity of creekside living. Car enthusiasts, hobbyists, and RV owners will appreciate the impressive 40x60 RV garage featuring its own fully equipped living quarters, including a full kitchen, den, bedroom, bath, and dedicated office/workout room. In addition, the main home includes an attached garage and a detached garage, plus a separate storage building for added convenience. Unique architectural touches — including a custom stained-glass window designed by the seller — add character and artistry throughout the home. Practical features such as a whole-house Generac generator and a water filtration system that recycles every 24 hours prov

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

--
5/10
9/10
Union County High SchoolGrades 9-124.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1994

Materials

  • Roof: Shingle
  • Construction materials: Frame,Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subType: Residential

Interior

Appliances

  • Laundry features: Main Level,In Garage,In Basement,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Finished,See Remarks

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Cathedral Ceiling(s),Sheetrock,Additional Dwelling Unit,Eat-in Kitchen,High Speed Internet
  • Window features: Insulated Windows
  • Flooring: Wood,Tile
  • Number of fireplaces: 2
  • Fireplace features: Vented,Gas Log,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Heat Pump,Mini-Split,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,360
  • Total interior livable area: 4,360 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 107 074

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch,Deck,Covered
  • Exterior features: Storage,Garden,Private Yard,RV Hookup,Fire Pit,Garage Apartment
  • Fencing: Fenced
  • Has view: Yes
  • View description: Mountain(s)
  • On waterfront: Yes
  • Waterfront features: Creek
  • Waterbody name: Arkaquah,Arkaquah Creek
  • Frontage type: Road,Creek
  • Topography of land: Level,Sloping

Lot

  • Lot size: 6.92 Acres
  • Features: Mini-Farm

Parking

  • Total spaces: 4
  • Parking features: See Remarks,Concrete
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Drought
Hail
Ice Storm
Landslide
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,074$84,888
Home Insurance *$586$7,032
Property Taxes $1,217$14,604
Electricity $423$5,083
Total$9,300$111,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$318,857/yr
40% on housing$279,000/yr
45% on housing$248,000/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 13.6%
13.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$321This listing

vs Other Active Listings

Avg $/sqft

ZIP 30512$188
Union County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 30512
Union County$229

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-27Listed for sale$1,399,000
2015-11-10Sold$410,000
2011-10-06Listing removed$479,900
2011-06-15Price change$479,900
2011-06-03Listed for sale$499,999

For Sale by Agent

AgentDeborah Spiva
BrokerageREMAX Town & Country - Cornerstone

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