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540 Young Cane Creek Rd, Blairsville, GA, 30512

5beds
6baths
3,608sqft
$1,100,000
$305price/sqft
$7,215/moest. monthly cost
$288,600/yrincome needed

About This Home

Hemlock Ridge is a one-of-a-kind estate blending lodge-inspired architecture, historic character, and resort-style living along one of the most beautiful stretches of pristine Young Cane Creek. This private, gated property features a main residence, guest cottage, glamping cabin, pool, and enchanting gardens in a truly park-like setting. The main home offers 3 spacious bedrooms and 3 full baths/2 half baths. Wide oak floors with forged nails, hand-stacked stone fireplace, and mortise-and-tenon construction with 200-year-old beams reflect timeless craftsmanship. Salvaged brick from Atlanta's Coca-Cola plant, stained-glass windows (including a large artisan-made piece), and curated historic details make this home a living work of art. The chef's kitchen includes a granite island, gas range, three convection ovens, two dishwashers, and stainless appliances. A rustic sun/wine room, grand 900 sq. ft. living room with 16-ft ceilings, and main-floor suite with antique tub complete the lower level. Upstairs, the master suite enjoys treetop and long-range views, a sitting room, en-suite bath, and walk-in closet, while additional bedrooms and office space provide flexibility. Outdoors, enjoy a heated in-ground pool, grilling station, outdoor fireplace, and pool bath. The guest cottage offers a porch overlooking the river, full bath, mini-kitchen, and living/sleeping areas. Three expansive decks, one with a walk-in bar, add space for entertaining. Four gazebos grace the property, including a striking iron riverside structure, while a tiny chapel with antique art glass frames water views. The grounds are a gardener's paradise with hundreds of hydrangeas, roses, daylilies, peonies, native azaleas, rhododendron, and thousands of ferns. Additional features include prayer garden, circular drive, two oversized carports, and three outbuildings (one climate controlled). Please respect the owner's privacy and no drive-by.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

7/10
6/10
9/10
Union County High SchoolGrades 9-128.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1991

Materials

  • Roof: Metal
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Refrigerator,Range,Microwave,Dishwasher
  • Laundry features: Main Level,Laundry Room

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 4
  • Partial bathrooms: 2
  • Main level bedrooms: 3

Features

  • Pantry,Ceiling Fan(s),Sheetrock,Wood,Loft,Eat-in Kitchen,High Speed Internet
  • Window features: Insulated Windows
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Mini-Split
  • Cooling features: Central Air,Wall Unit(s),Mini-Split

Interior Area

  • Total structure area: 3,608
  • Total interior livable area: 3,608 sqft

Master Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 024 171 A

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Outdoor Pool
  • Patio & porch: Deck,Patio
  • Exterior features: Storage,Garden,Private Yard
  • Has view: Yes
  • View description: Year Round,Creek/Stream
  • Has water view: Yes
  • Water view: Creek/Stream
  • On waterfront: Yes
  • Waterfront features: Creek
  • Waterbody name: Young Cane
  • Frontage type: Road,Creek
  • Topography of land: Level,Sloping

Lot

  • Lot size: 1.69 Acres

Parking

  • Parking features: Carport,Driveway,Gravel,Asphalt
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Hail
Inland Flooding
Ice Storm
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,562$66,744
Home Insurance *$461$5,532
Property Taxes $842$10,104
Electricity $350$4,206
Total$7,215$86,580
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$247,371/yr
40% on housing$216,450/yr
45% on housing$192,400/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 13.6%
13.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$305This listing

vs Other Active Listings

Avg $/sqft

ZIP 30512$188
Union County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 30512
Union County$229

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Price change$1,100,000
2026-02-19Price change$1,199,000
2025-09-12Listed for sale$1,400,000
2013-10-15Sold$150,000
2013-08-11Price change$124,000
2013-08-06Price change$20,000
2013-07-30Listed for sale$124,000

For Sale by Agent

AgentJon Spiva
BrokerageREMAX Town & Country - Cornerstone

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