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176 Madison Ave, Blairsville, GA, 30512

4beds
4baths
3,334sqft
$1,150,000
$345price/sqft
$7,625/moest. monthly cost
$305,000/yrincome needed

About This Home

Dream Retreat on Lake Nottely! Nestled in a tranquil cove on the shores of Lake Nottely, this charming lake home offers the perfect blend of comfort & natural beauty. This stunning property features a gentle slope to the water, & offers easy access to for all your favorite water activities. Spacious 4br/3.5ba provides ample space , ensuring everyone has a place to relax & unwind. Home is ideal for entertaining with a floor plan that flows effortlessly onto a large deck overlooking the lake, perfect for gatherings or enjoying leisurely evenings by the lake and morning coffee. It's in a quiet neighborhood with paved access, walkable streets for those evening strolls or morning runs in a friendly community. Experience peaceful waterfront living, with wonderful lake views & a serene setting for rejuvenation & recreation. Special features include a brand new roof, new kitchen countertops, & newly painted cabinets. Home is meticulously maintained! Enjoy the cozy living room with wood burning stone fireplace, dining area & access to large deck; can access deck from kitchen & master bedroom too! There are two c/h/a units, a 2-car garage, & a large finished basement with bar & pool table, & a cozy fire-pit area by the lake. This is a perfect cove to float around in without all the wake & boat traffic. Other features: high-speed internet, furnishings in basement stay, lots of parking & makes a great rental too! Don't miss this opportunity to own a stunning lake home in the breathtaking North GA Mountains!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

6/10
5/10
9/10
Union County High SchoolGrades 9-128.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1999

Materials

  • Roof: Shingle
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,See Remarks
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Refrigerator,Range,Microwave,Dishwasher,Washer,Dryer,Electric Water Heater
  • Laundry features: Main Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • Partial bathrooms: 1
  • Main level bedrooms: 1

Features

  • Pantry,Ceiling Fan(s),Sheetrock,See Remarks,Entrance Foyer,Eat-in Kitchen,High Speed Internet
  • Window features: Wood Frames,Vinyl
  • Flooring: Wood,Carpet,Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Vented,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Heat Pump,Wood,See Remarks
  • Cooling features: Central Air,Electric,Heat Pump

Interior Area

  • Total structure area: 3,334
  • Total interior livable area: 3,334 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 035A 020

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Front Porch,Deck
  • Exterior features: Fire Pit,Dock
  • Has view: Yes
  • View description: Year Round,Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front
  • Waterbody name: Nottely
  • Frontage type: Road,Lakefront
  • Topography of land: Sloping

Lot

  • Lot size: 0.77 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage,Driveway,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Hail
Ice Storm
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,815$69,780
Home Insurance *$482$5,784
Property Taxes $1,005$12,060
Electricity $323$3,887
Total$7,625$91,500
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$261,428/yr
40% on housing$228,750/yr
45% on housing$203,333/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 13.6%
13.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$345This listing

vs Other Active Listings

Avg $/sqft

ZIP 30512$188
Union County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 30512
Union County$229

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-24Listed for sale$1,190,000
2026-01-01Listing removed$1,200,000
2025-08-20Listed for sale$1,200,000
2021-05-14Sold$800,000
2021-04-01Contingent$815,000
2021-03-24Listed for sale$815,000
2019-03-29Sold$505,000
2019-02-06Listed for sale$525,000
2018-10-10Listing removed$1,500
2018-10-09Listed for rent$1,500
2018-10-01Listing removed$539,900
2018-08-15Price change$539,900
2018-06-06Listed for sale$549,900
2005-07-01Sold$525,000

For Sale by Agent

AgentToby Swartz
BrokerageREMAX Town & Country - Blairsville

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