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2464 Savoy St, Birmingham, AL, 35226

5beds
4baths
3,765sqft
$699,000
$186price/sqft
$4,649/moest. monthly cost
$185,960/yrincome needed

About This Home

Beautiful Full-Brick Home in Bluff Park! Situated on a 1.1-acre lot with a circular driveway and main-level 2-car garage, this stunning home offers both space and character. Step into the 2-story foyer with an elegant curved stairwell and 18-ft ceiling. The main level features a spacious den with a stone wood-burning fireplace (gas starter), a study/office, formal living and dining rooms, and a kitchen with wood beams, a large breakfast area, and a walk-in pantry. The main-level primary suite provides convenience, while a second primary suite upstairs adds flexibility. Upstairs you’ll find 3 additional bedrooms and 2 full baths. The home also offers a workshop/tool room off the garage, a laundry room with utility sink and second pantry, and plenty of storage throughout. Recent updates include all new windows, fresh paint, updated gutters and fascia (2–3 years), PVC sewer pipes, central vac system, and an 80-gallon electric water heater (2020). Located in the heart of Bluff Park!

Getting Around

11
WalkingCar-Dependent
0
TransitNo Nearby Transit
20
BikeSomewhat Bikeable

Schools

10/10
10/10
8/10
Hoover High SchoolGrades 9-124.4 mi

Construction

Condition

  • Year built: 1970

Materials

  • Construction materials: Brick,Brick Over Foundation

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Refrigerator,Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Sink,Washer Hookup,Main Level,Laundry Room,Laundry (ROOM),Yes

Basement

  • Area: 0

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: First

Bathroom3

  • Level: Second

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Central Vacuum,Recessed Lighting,Split Bedroom,Workshop (INT),High Ceilings,Crown Molding,Smooth Ceilings,Linen Closet,Separate Shower,Double Vanity,Tub/Shower Combo,Walk-In Closet(s)
  • Door features: Storm Door(s)
  • Window features: Window Treatments,Double Pane Windows
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Starter,Stone,Den,Wood Burning
  • Fireplace: Yes
  • Attic: Pull Down Stairs,Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,765

Heating & Cooling

  • Heating features: Central,Dual Systems (HEAT),Heat Pump
  • Cooling features: Central Air,Dual

Interior Area

  • Total interior livable area: 3,765 sqft

Kitchen

  • Features: Tile Counters,Eat-in Kitchen,Pantry
  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Office

  • Level: First

Property

Details

  • Parcel number: 3900034007005.000
  • Special condition: N/A

Features

  • Levels: 2+ story
  • Pool features: None
  • Patio & porch: Open (PATIO),Patio
  • Exterior features: None
  • Has spa: Yes
  • Spa features: Bath
  • Has view: Yes
  • View description: None
  • Waterfront features: No

Lot

  • Lot size: 1.01 Acres
  • Features: Acreage,Irregular Lot,Few Trees

Parking

  • Total spaces: 2
  • Parking features: Attached,Circular Driveway,Off Street,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Lightning
Earthquake
Heat Wave
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$357$4,284
Property Taxes $337$4,044
Electricity $421$5,055
Total$4,649$55,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$159,394/yr
40% on housing$139,470/yr
45% on housing$123,973/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$186This listing

vs Other Active Listings

Avg $/sqft

ZIP 35226$189
Jefferson County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 35226$182
Jefferson County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-11Pending sale$699,000
2026-05-08Contingent$699,000
2026-03-30Listed for sale$699,000
2026-03-30Listing removed$789,900
2025-12-09Price change$789,900
2025-10-04Listed for sale$837,000

For Sale by Agent

AgentGwen Vinzant
BrokerageRealtySouth-Inverness Office

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