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17 W Old Mill St, Milledgeville, IL, 61051

4beds
2baths
1,490sqft
$119,000
$80price/sqft
$1,114/moest. monthly cost
$44,560/yrincome needed

About This Home

LARGE HOME THAT SITS AT THE EDGE OF MILLEDGEVILLE AND OFFERS MAIN LEVEL BEDROOM, BATHROOM AND LAUNDRY, DINING ROOM IS OFF LIVINGROOM AND HAS BEEN USED AS AN ADDITIONAL BEDROOM AS WELL, ENCLOSED FRONT PORCH, BACK SUNDECK AND FENCED IN YARD. 2ND LEVEL OFFERS 3 MORE BEDROOMS AND FULL BATH, HOME HAS METAL ROOF AND DOUBLE PANE WINDOWS, ALL APPLIANCES ARE INCLUDED, INCLUDING A WHOLE HOUSE GENERATER, WOOD FLOORS UNDER CARPET.

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

8/10
7/10
Milledgeville High SchoolGrades 6-120.7 mi

Construction

Condition

  • Year built: 1883

Materials

  • Roof: Metal
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Refrigerator,Stove/Cooktop,Washer,Electric Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Level: Upper
  • Area: 88

Bedroom3

  • Level: Upper
  • Area: 132

Bedroom4

  • Level: Upper
  • Area: 156

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 208

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,490

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,490
  • Total interior livable area: 1,490 sqft

Kitchen

  • Level: Main
  • Area: 90

Living Room

  • Level: Main
  • Area: 180

Master Bedroom

  • Level: Main
  • Area: 110

Property

Details

  • Parcel number: 111526101012

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Enclosed
  • Fencing: Fenced

Lot

  • Lot size: 8,712 sqft
  • Features: City/Town

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Drought
Hail
Tornado
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $601$7,212
Home Insurance *$210$2,520
Property Taxes $173$2,076
Electricity $130$1,569
Total$1,114$13,368
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,194/yr
40% on housing$33,420/yr
45% on housing$29,706/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -4.3%
-4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$80This listing

vs Other Active Listings

Avg $/sqft

ZIP 61051$116
Carroll County$118

vs Homes Sold Last Month

Median $/sqft

ZIP 61051
Carroll County$71

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-19Listed for sale$119,000
2021-10-22Sold$75,000
2021-10-04Pending sale$80,000
2021-10-04Contingent$80,000
2021-08-04Listed for sale$80,000
2021-07-27Listing removed--
2021-07-12Price change$80,000
2021-05-19Price change$84,000
2021-05-05Listed for sale$89,000

For Sale by Agent

AgentDEANNA SHEPHERD
BrokerageMel Foster Co.

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