




107 S Oak St, Assumption, IL, 62510
About This Home
This well-maintained 2-bedroom, 2-bath duplex with an attached 1-car garage per unit offers the perfect blend of comfort and functionality. Each unit features an open floor plan, central air, and a spacious primary suite with a walk-in closet. Both units include in-unit laundry with washer and dryer, and all kitchen appliances stay, making this a turnkey property for tenants and investors alike. The roof is approximately 10 years old, and both units are currently leased, providing immediate income. Even better, the sale includes the empty lot next door, offering a rare opportunity for expansion. With water and sewer already available, the next investor could easily build another duplex or income-producing property on the site. A solid, income-generating investment with room to grow - this is one you don't want to miss!
Getting Around
Schools
Construction
Condition
- Year built: 1998
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family
Interior
Basement
- Has basement: Yes
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 4
Heating
- Heating features: Natural Gas,Forced Air
Property
Details
- Parcel number: 01200222800104
- Special condition: None
Lot
- Lot size: 0.34 Acres
- Lot size dimensions: 187x80x187x80
Parking
- Total spaces: 1
- Parking features: Yes,Attached,Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Drought
- Heat Wave
- Lightning
- Strong Wind
- Winter Weather
- Earthquake
- Hail
- Inland Flooding
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $834 | $10,008 |
| Home Insurance * | $656 | $7,872 |
| Property Taxes | $204 | $2,448 |
| Electricity | $130 | $1,569 |
| Total | $1,824 | $21,888 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-23 | Price change | $165,000 |
| 2025-11-03 | Listed for sale | $175,000 |
