309 N Locust St, Assumption, IL, 62510
About This Home
Welcome to this beautifully updated 1-bedroom, 1-bath home that has been thoughtfully renovated from top to bottom! Start your tour in the inviting screened-in front porch, the perfect spot to enjoy your morning coffee or unwind in the evening. Step inside to an open dining area that flows seamlessly into the beautifully updated galley kitchen, showcasing stunning custom wood cabinetry, ample storage, and timeless craftsmanship. Just beyond the kitchen, the spacious family room features a soaring vaulted ceiling, creating a bright and open feel with plenty of character. The main floor also offers a beautifully renovated full bathroom along with a convenient laundry/mudroom. Upstairs, you'll find a generously sized bedroom with plenty of room for a sitting area, home office, or additional storage. Outside, you'll appreciate the oversized 2.5-car detached garage, offering excellent space for vehicles, hobbies, or extra storage. Water heater and HVAC are only three years old! If you're looking for an affordable home that's been tastefully updated and is truly move-in ready, this is one you won't want to miss!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1920
Materials
- Foundation: Basement,Crawlspace
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Gas Water Heater,Microwave,Oven,Refrigerator
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Unfinished,Crawl Space,Partial
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Level: Main
Features
- Finished area below ground: 0
- Finished area above ground: 1,323
Heating & Cooling
- Heating features: Forced Air,Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,323
- Total interior livable area: 1,323 sqft
Kitchen
- Level: Main
Laundry
- Level: Main
Living Room
- Level: Main
Other
- Level: Main
Primary Bedroom
- Level: Main
Property
Details
- Parcel number: 01200220301100
- Zoning: R-1
- Special condition: None
Features
- Levels: One and One Half
Lot
- Lot size: 8,276 sqft
Parking
- Total spaces: 2
- Parking features: Detached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Drought
- Heat Wave
- Lightning
- Strong Wind
- Winter Weather
- Earthquake
- Hail
- Inland Flooding
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $606 | $7,272 |
| Home Insurance * | $477 | $5,724 |
| Property Taxes | $148 | $1,776 |
| Electricity | $130 | $1,569 |
| Total | $1,361 | $16,332 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-30 | Price change | $119,900 |
| 2026-07-07 | Listed for sale | $129,900 |
| 2007-12-03 | Sold | $38,500 |
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