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705 N Silver St, Taylorville, IL, 62568

2beds
1baths
1,678sqft
$164,000
$98price/sqft
$1,363/moest. monthly cost
$54,520/yrincome needed

About This Home

This sprawling 1,678 sq. ft. ranch home sits on 2.5 lots measuring 125' x 142' and is improved with two garages! Attached garage is 14' x 21' plus there in another 24' x 30' detached garage off the back yard with additional parking. The living room opens to the kitchen with oak cabinets, kitchen appliances and breakfast bar between the two rooms. The bathroom has been completely remodeled and the shower hasn't even been used yet! The family room is 24' x 38' and is also set up for woodburning. Large bar can be moved around. Room is big enough that another bedroom could be added and still have a nice size family room. Anderson windows. Covered deck off the family room.

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

8/10
--
--
North Elementary SchoolGrades PK-20.9 mi

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Additional Room

  • Dimensions: 13ft 2in x 6ft 3in

Appliances

  • Appliances included: Dishwasher,Dryer,Range Hood,Range,Refrigerator,Washer

Basement

  • Basement: Crawl Space

Bedroom1

  • Level: Main
  • Dimensions: 8ft 9in x 16ft 0in

Bedroom2

  • Level: Main
  • Dimensions: 11ft 4in x 11ft 4in

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Family Room

  • Level: Main
  • Dimensions: 24ft 0in x 48ft 0in

Features

  • Bar
  • Window features: Blinds
  • Fireplace features: Family Room,Gas Log,Wood Burning
  • Fireplace: Yes
  • Attic: Storage

Heating

  • Heating features: Electric,Baseboard

Interior Area

  • Total structure area: 1,678
  • Total interior livable area: 1,678 sqft

Kitchen

  • Level: Main
  • Dimensions: 18ft 4in x 11ft 4in

Living Room

  • Level: Main
  • Dimensions: 11ft 0in x 20ft 8in

Main Level

  • Area: 1678

Property

Accessibility

  • Accessibility features: Accessible Accessible Doors,Main Level Entry

Details

  • Parcel number: 17132141501400

Features

  • Patio & porch: Deck

Lot

  • Lot size: 0.41 Acres
  • Features: Extra Lot
  • Lot size dimensions: 125 x 142

Parking

  • Total spaces: 1
  • Parking features: Alley Access,Attached,Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Strong Wind
Winter Weather
Earthquake
Hail
Tornado

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $829$9,948
Home Insurance *$201$2,412
Property Taxes $203$2,436
Electricity $130$1,569
Total$1,363$16,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,731/yr
40% on housing$40,890/yr
45% on housing$36,346/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -3.3%
-3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$98This listing

vs Other Active Listings

Avg $/sqft

ZIP 62568$107
Christian County$89

vs Homes Sold Last Month

Median $/sqft

ZIP 62568$111
Christian County$96

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-02Listed for sale$169,000

For Sale by Agent

AgentHelen Kennedy
BrokerageKennedy Real Estate LLC

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