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3508 E Lake Shore Dr, Taylorville, IL, 62568

4beds
3baths
2,532sqft
$325,000
$128price/sqft
$2,639/moest. monthly cost
$105,560/yrincome needed

About This Home

Lakefront property on Lake Taylorville! Ranch style home with walk out lower level with over 2,500 of finished living area. You will love lakefront living from the full length rear deck overlooking the 1/2 acre lot with over 180' of shoreline. The property also has an older 30 x 36' wood deck overlooking water front with 2 huge oak trees growing up in the middle, unique and amazing! Lots of living area with 3 bedrooms and 2 baths on the main level with the master bedroom facing the water. And the walk lower level has a bedroom, family room with fireplace, and its' own bath & kitchenette. The 2 car garage located on the lower level opens up to large concrete drive/patio for enjoyable easy living. Be the first to see this rare gem!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

5/10
8/10
--

Construction

Condition

  • Year built: 1970

Materials

  • Foundation: Block,Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Partial,Partially Finished

Bedroom1

  • Level: Main
  • Dimensions: 13ft 0in x 14ft 0in

Bedroom2

  • Level: Main
  • Dimensions: 10ft 0in x 13ft 0in

Bedroom3

  • Level: Main
  • Dimensions: 10ft 0in x 11ft 0in

Bedroom4

  • Level: Basement
  • Dimensions: 10ft 0in x 16ft 0in

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Family Room

  • Level: Basement
  • Dimensions: 19ft 0in x 21ft 0in

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,700
  • Total interior livable area: 2,532 sqft

Kitchen

  • Level: Main
  • Dimensions: 12ft 0in x 13ft 0in

Living Room

  • Level: Main
  • Dimensions: 11ft 0in x 18ft 0in

Main Level

  • Area: 1700

Other

  • Level: Main
  • Dimensions: 13ft 0in x 10ft 0in

Other

  • Area: 832

Property

Details

  • Parcel number: 07190610600100

Features

  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Pond/Lake

Lot

  • Lot size: 0.61 Acres
  • Lot size dimensions: 147.5 x 180

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Drought
    DroughtRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Drought
Heat Wave
Lightning
Strong Wind
Winter Weather
Earthquake
Hail
Inland Flooding
Tornado

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$399$4,788
Property Taxes $403$4,836
Electricity $194$2,337
Total$2,639$31,668
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,480/yr
40% on housing$79,170/yr
45% on housing$70,373/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -3.3%
-3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$128This listing

vs Other Active Listings

Avg $/sqft

ZIP 62568$106
Christian County$89

vs Homes Sold Last Month

Median $/sqft

ZIP 62568$111
Christian County$96

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$325,000
2026-07-16Listed for sale$325,000

For Sale by Agent

AgentSteve Craggs
BrokerageCraggs REALTORS, Inc.

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